1116 E Jefferson St, Charlottesville, VA 22902 Property Records

Charlottesville City property record for 1116 E Jefferson St, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,065 sqft · built 1961
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$685,000 (Jun 2026)
Tax Bill	$5,913 (2026)
Deeds & Mortgages	Jun 2026 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540173000`

Property Details

APN / Parcel Number

Primary APN	`540173000`
Alternative APN	`53890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,065 sqft Finished Area
1st Floor Area	1,034 sqft
Attic	Attic
Attic Area	945 sqft
Basement Area	1,065 sqft
Finished Basement	1,065 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Depth	212 ft Depth
Driveway	Driveway

Exterior Amenities

Porch	Patio
Porch Area	436 sqft
Deck Area	252 sqft
Patio Area	252 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1116 E JEFFERSON ST
City	CHARLOTTESVILLE
State	VA
Zip	22902-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 5
Legal Subdivision	LITTLE HIGH ST/E. JEFFERSON ST
Legal Lot Number	5
Jurisdiction	CHARLOTTESVILLE CITY VA
Township / Civil Division	CHARLOTTESVILLE
Census Block Group	1
Census Block	1031
Census Tract	302

Owner

Source: Charlottesville City records · APN 540173000

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1116 E JEFFERSON ST, CHARLOTTESVILLE, VA 22902-5330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jun 06, 2017 · Amount on Record
Deed Document Number	20262026-00001615
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHARLOTTESVILLE CITY VA
Recording Date	Jun 11, 2026
Property Address	1116 E JEFFERSON ST, CHARLOTTESVILLE, VA 22902-5330
Document Number	0000001615
Instrument Date	May 28, 2026
Instrument	20261615
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$299,801.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 E JEFFERSON ST, CHARLOTTESVILLE, VA 22902-5330

Mortgage

Document Number	0000001616,
Instrument	20261616

Lender

Agreement

Type	Reverse Mortgage
Term	942 Months
Due	Dec 24, 2104

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Charlottesville City records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Charlottesville City
Unified School District	Charlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,913.00 (+17.86%)	$590,000 (+1.32%) Land $165,000 Building $425,000	$590,000 (+1.32%) Land $165,000 Building $425,000
2025		$582,300 (+18.86%) Land $165,000 Building $417,300	$582,300 (+18.86%) Land $165,000 Building $417,300
2023	$5,017.00 (+11.41%)	$489,900 Land $125,000 Building $364,900	$489,900 Land $125,000 Building $364,900
2022	$4,503.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1989 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 394 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CHARLOTTESVILLE serves 46,553 people
Water Source	Purchased surface water from RWSA URBAN SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.