1116 E Franklin Blvd, Gastonia, NC 28054 Property Records

Gaston County property record for 1116 E Franklin Blvd, Gastonia, NC 28054

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,493 sqft · built 1928
Lot Size0.86 acres (37,462 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Aug 2025)
Tax Bill$3,567 (2026)
Deeds & MortgagesJun 2026 Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN01030 08600

Property Details

APN / Parcel Number

Primary APN01030 08600
Alternative APN
  • 105380

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,493 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area37,462 sqft (0.86 acres)
PorchPorch
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1116 E FRANKLIN BLVD
CityGASTONIA
StateNC
Zip28054-4244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionC JUDSON HUSS L 4-7 01 030 086 00 000
Legal SubdivisionC JUDSON HUSS
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group2
Census Block2006
Census Tract32100

Owner

1116 E Franklin Blvd is owned and occupied by an individual who bought it in August 2025.

Source: Gaston County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address1116 E FRANKLIN BLVD, GASTONIA, NC 28054-4244
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE MORTGAGE
Dec 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
BLUE RIDGE BANK
Mar 2, 2020Warranty Deed, Transfer · Conventional Mortgage
BLUE RIDGE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2025 · Amount on File
Deed SaleAug 21, 2025 · Amount on File
Prior SaleMar 2, 2020 · Amount on File
Deed Book / Page5579 / 2338
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Recording DateJun 23, 2026
Property Address1116 E FRANKLIN BLVD, GASTONIA, NC 28054-4244
Document Number5649002154
Book / Page5649 / 2154
Instrument DateJun 17, 2026
Transaction TypeMortgage
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1116 E FRANKLIN BLVD, GASTONIA, NC 28054-4244

Mortgage

Document Number5649002154,
DateJun 23, 2026
Book Page5649/2154
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address1116 E FRANKLIN BLVD, GASTONIA, NC 28054-4244
Transaction TypeMortgage
Record UpdatedFeb 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052961269
DateDec 20, 2021
Book Page5296/1269
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address1116 E FRANKLIN BLVD, GASTONIA, NC 28054-4244
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051420290
DateJul 28, 2020
Book Page5142/290
Lender
NameBLUE RIDGE BANK
TypeBank
AddressGREENSBORO, NC 27409
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMar 2, 2020
Property Address1116 E FRANKLIN BLVD, GASTONIA, NC 28054-4244
Document Number0051042133
Book / Page5104 / 2133
Instrument DateFeb 28, 2020
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 116, CHERRYVILLE, NC 28021-0116

Transferred To (Grantee/Buyer)

NameVerified Name
Address1116 E FRANKLIN BLVD, GASTONIA, NC 28054-4244

Mortgage

Document Number51042136
DateMar 2, 2020
Instrument5104/2136
Lender
NameBLUE RIDGE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1116 E Franklin Blvd was $3,567.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,567.00$333,720 Land $42,780 Building $290,940
2023$3,348.00$310,050 Land $42,780 Building $267,270
2021$216,220 Land $34,880 Building $181,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1116 E Franklin Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1116 E Franklin Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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