Santa Barbara County property record for 1116 E Cota St, Santa Barbara, CA 93103
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,148 sqft · built 1930 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $980,000 (Oct 2024) |
| Tax Bill | $10,376 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-251-004 |
| Primary APN | 031-251-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,148 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 5,227 sqft (0.12 acres) |
| Heating System | Central |
|---|
| Street Address | 1116 E COTA ST |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93103-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 33 BLK 218 |
| Legal Subdivision | SANTA BARBARA |
| Legal Block | 218 |
| Legal Lot Number | 33 |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 801 |
1116 E Cota St is owned and occupied by two individuals who bought it in October 2024.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1116 E COTA ST, SANTA BARBARA, CA 93103-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHLAND CREDIT UNION |
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| May 8, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2024 · Amount on File |
| Deed Sale | Oct 11, 2024 · Amount on File |
| Prior Sale | Dec 21, 2004 · Amount on File |
| Deed Document Number | 202430277 |
| Prior Transfer Date | Feb 21, 2019 |
| Prior Transfer Doc | 0000018431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | May 29, 2026 |
| Property Address | 1116 E COTA ST, SANTA BARBARA, CA 93103-2519 |
| Document Number | 0000018216 |
| Instrument Date | May 23, 2026 |
| Instrument | 202618216 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 1116 E COTA ST, SANTA BARBARA, CA 93103-2519 |
| Document Number | 0000018216, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202618216 |
| Name | SOUTHLAND CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 1116 E COTA ST, SANTA BARBARA, CA 93103-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000057022 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 2019-0057022 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 8.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Recording Date | May 8, 2019 |
| Property Address | 1116 E COTA ST, SANTA BARBARA, CA 93103-2519 |
| Document Number | 0000018431 |
| Instrument Date | Feb 21, 2019 |
| Instrument | 18431 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1000 TOWN CENTER DR #100 OXNARD CA 930361144, 100, OXNARD, CA 93036-1144 |
The 2025 property tax bill for 1116 E Cota St was $10,376.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Santa Barbara City |
| Unified School District | Santa Barbara Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $999,600 (+2%) Land $612,000 Building $387,600 | |
| 2025 | $10,376.00 | $980,000 Land $600,000 Building $380,000 |
| 2023 | $10,889.00 (+1.77%) Homeowner's exemption Additional exemption filed | $1,031,624 Land $669,888 Building $361,736 |
| 2022 | $10,700.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1116 E Cota St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1116 E Cota St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, GeoLinks.
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