1116 E Cooper Dr, Palatine, IL 60074 Property Records

Cook County property record for 1116 E Cooper Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,600 sqft · built 1975
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Mar 2018)
Tax Bill	$11,453 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-12-308-014`

Property Details

APN / Parcel Number

Primary APN	`02-12-308-014`
Alternative APN	`02-12-308-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1976
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1116 E COOPER DR
City	PALATINE
State	IL
Zip	60074-7233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(VIRGINIA)(LAKE) SUB (UNIT3) A SUB OF PT SW & PT SE SEC 12-42-10
Legal Range	10E
Legal Township	42N
Legal Section	12
Legal Subdivision	VIRGINIA LAKE SUB UNIT3
Legal Lot Number	11
Legal Unit	3
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	4
Census Block	4003
Census Tract	803605

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1116 E COOPER DR, PALATINE, IL 60074-7233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MTG
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MTG
Dec 28, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage WINTRUST MTG
Mar 9, 2018	Grant Deed, Transfer · Conventional Mortgage CIBC BK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	201815009
Last Transfer Date	Dec 19, 2018
Transfer Doc	0000034012
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1116 E COOPER DR, PALATINE, IL 60074-7233
Document Number	2026822253
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 E COOPER DR PALATINE IL 600747233, PALATINE, IL 60074-7233

Mortgage

Document Number	2026822253
Date	Sep 24, 2020
Instrument	26822253

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3.31%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1116 E COOPER DR, PALATINE, IL 60074-7233
Document Number	1927516030
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 E COOPER DR PALATINE IL 600747233, PALATINE, IL 60074-7233

Mortgage

Document Number	1927516030
Date	Oct 2, 2019
Instrument	27516030

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.73%

December 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 28, 2018
Property Address	1116 E COOPER DR, PALATINE, IL 60074-7233
Document Number	1836234012
Instrument Date	Dec 19, 2018
Instrument	36234012
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 E COOPER DR PALATINE IL 600747233, PALATINE, IL 60074-7233

Mortgage

Document Number	1836234013
Date	Dec 28, 2018
Instrument	36234013

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Mar 9, 2018
Property Address	1116 E COOPER DR, PALATINE, IL 60074-7233
Document Number	1806815009
Instrument Date	Mar 5, 2018
Instrument	6815009
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1037 E FLAKE DR PALATINE IL 600745642, PALATINE, IL 60074-5642

Mortgage

Document Number	1807108198
Date	Mar 9, 2018
Instrument	7108198

Lender

Name	CIBC BK USA
Address	WORTH, IL 60482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Mortgage

Document Number	1807349103,
Date	Mar 9, 2018
Instrument	7349103

Lender

Name	CIBC BK USA
Address	WORTH, IL 60482

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,000 (+33.33%) Land $7,200 Building $48,800	$560,000 (+33.33%) Land $72,000 Building $488,000
2023	$11,453.00 (+3.66%)
2022	$11,049.00 Homeowner's exemption	$42,000 Land $6,075 Building $35,925	$420,000 Land $60,750 Building $359,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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