St. Charles County property record for 1116 Cunningham Ave, Saint Charles, MO 63301 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1958 |
| Lot Size | 0.381 acres (16,592 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,359 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 073820A000 |
| Primary APN | 073820A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,340 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,592 sqft (0.381 acres) |
| Lot Dimensions | 136 ft deep x 122 ft wide |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 073820A000 |
|---|---|
| Street Address | 1116 CUNNINGHAM AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OSAGE HILLS #3 LOT 141 |
| Legal Subdivision | OSAGE HILLS #3 |
| Legal Lot Number | 141 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 310501 |
Source: St. Charles County records · APN 073820A000
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1295 W WASHINGTON ST, 115, TEMPE, AZ 85288-1233 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 21, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Mar 26, 2026 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 26, 2026 |
| Deed Sale | Mar 26, 2026 |
| Deed Document Number | 202613927 |
| Prior Transfer Date | Apr 03, 1998 |
| Prior Transfer Doc | 0000095439 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 21, 2026 |
| Property Address | 1116 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2210 |
| Document Number | 0000034310 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202634310 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2026 |
| Title Company | INVESTORS LAND TITLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1116 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2210 |
| Document Number | 0000034311, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202634311 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 26, 2026 |
| Property Address | 1116 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2210 |
| Document Number | 0000013927 |
| Map Reference | MB 6 PG 39 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026R-013927 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233 |
| Investor | Possibly a Property Investor |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,549 (+2.57%) | $197,625 (+2.57%) Land $45,000 Building $152,625 | |
| 2024 | $2,359.00 | ||
| 2023 | $36,608 | ||
| 2022 | $192,673 Land $35,000 Building $157,673 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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