1116 Co Rd 2295, Telephone, TX 75488 Property Records

Fannin County property record for 1116 Co Rd 2295, Telephone, TX 75488

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,078 sqft · built 2013
Lot Size	7.13 acres (310,626 sqft)
Owner	Individual Name on Record
Last Sale	$297,500 (Jul 2020)
Tax Bill	$5,484 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9965-000-0080-03`

Property Details

APN / Parcel Number

Primary APN	`9965-000-0080-03`
Alternative APN	`108366`

Interior

Full Baths	2 Baths
Building Area	2,078 sqft Living Area
1st Floor Area	2,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	310,626 sqft (7.13 acres)
Garage Type	Attached
Garage Area	663 sqft
Porch	Porch
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9965-000-0080-03
Street Address	1116 COUNTY ROAD 2295
City	TELEPHONE
State	TX
Zip	75488-5488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOGWOOD ESTATES ADDN, LOT 8, ACRES 7.131
Legal Subdivision	DOGWOOD ESTATES
Legal Lot Number	8
Jurisdiction	FANNIN TX
Township / Civil Division	RAVENNA-TELEPHONE
Census Block Group	1
Census Block	1005
Census Tract	950800

Owner

Source: Fannin County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1116 COUNTY ROAD 2295, TELEPHONE, TX 75488-5488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · VA Mortgage LEGEND BANK NA
Jul 14, 2020	Vendor's Lien, Transfer · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Aug 4, 2009
Deed Document Number	20203958
Prior Transfer Date	Jul 31, 2009
Prior Transfer Doc	1443/0138
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	1116 COUNTY ROAD 2295, TELEPHONE, TX 75488-5488
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019006964
Date	Nov 5, 2019
Instrument	2019006964

Lender

Name	LEGEND BANK NA
Type	Bank
Address	BOWIE, TX 76230

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Jul 14, 2020
Property Address	1116 COUNTY ROAD 2295, TELEPHONE, TX 75488-5488
Document Number	2020003958
Map Reference	CAB B SL 38
Instrument Date	Jul 14, 2020
Instrument	2020003958
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	COREY TITLE COMPANY, COLE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1002 W WASHINGTON ST, 1002, SHERMAN, TX 75092-5729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 COUNTY ROAD 2295, TELEPHONE, TX 75488-5488

Mortgage

Document Number	2020003959
Date	Jul 14, 2020
Instrument	2020003959

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Sam Rayburn Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,484.00 (-6.06%)	$446,030 (-3.1%) Land $120,760 Building $325,270	$446,030 (-3.1%) Land $120,760 Building $325,270
2024	$5,838.00 (+38.51%)
2023		$460,310 Land $122,280 Building $338,030	$460,310 Land $122,280 Building $338,030
2018	$4,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOIS D ARC MUD serves 3,011 people · EPA ID TX0740044
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	300 / 75
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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