1116 Clinton St, Algonac, MI 48001 Property Records

St. Clair County property record for 1116 Clinton St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 959 sqft · built 1960
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Nov 2025)
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-01-105-0124-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-105-0124-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	959 sqft Living Area
1st Floor Area	959 sqft
Basement Area	1,918 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	648 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1116 CLINTON ST
City	ALGONAC
State	MI
Zip	48001-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 3 BLK 57 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	VILLAGE OF ALGONAC
Legal Block	57
Legal Lot Number	3
Legal Unit	3
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	2
Census Block	2031
Census Tract	649000

Owner

1116 Clinton St is owned and occupied by an individual who bought it in November 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1116 CLINTON ST, ALGONAC, MI 48001-1409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) GUARANTEED RATE INC
Oct 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2025 · Amount on File
Deed Sale	Nov 12, 2025 · Amount on File
Prior Sale	Apr 30, 2014 · Amount on File
Deed Document Number	202521753
Deed Book / Page	5870 / 763
Prior Transfer Date	May 9, 2013
Prior Transfer Doc	004395/001
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1116 CLINTON ST, ALGONAC, MI 48001-1409
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	STEWART TITLE, STC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 CLINTON ST, ALGONAC, MI 48001-1409

Mortgage

Document Number	0000585748
Date	Oct 2, 2025
Book Page	5857/48
Instrument	2025018748

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1116 CLINTON ST, ALGONAC, MI 48001-1409
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 CLINTON ST, ALGONAC, MI 48001-1409

Mortgage

Document Number	0000585726
Date	Oct 2, 2025
Book Page	5857/26
Instrument	2025018747

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 12, 2025
Property Address	1116 CLINTON ST, ALGONAC, MI 48001-1409
Document Number	0005870763
Book / Page	5870 / 763
Map Reference	LB F PG 51
Instrument Date	Sep 29, 2025
Instrument	2025021753
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1116 CLINTON ST, ALGONAC, MI 48001-1409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 CLINTON ST, ALGONAC, MI 48001-1409

Mortgage

Document Number	2025018747
Date	Nov 12, 2025
Instrument	2025018747

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2055

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 1, 2018
Property Address	1116 CLINTON ST, ALGONAC, MI 48001-1409
Document Number	0049140129
Book / Page	004914 / 000129
Instrument Date	Jan 25, 2018
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1116 CLINTON ST ALGONAC MI 480011409, ALGONAC, MI 48001-1409

Tax Assessment & Valuation

The 2025 property tax bill for 1116 Clinton St was $1,502 with a homeowner's exemption, up 2.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,700 (+4.48%)	$149,400
2025	$1,502.00 (+2.18%) Homeowner's exemption	$71,500
2024	$1,470.00		$143,000
2023		$56,600
2022	$1,303.00		$113,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1116 Clinton St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1984–2021)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1116 Clinton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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