1116 Chestnut St, Ottawa, IL 61350 Property Records

LaSalle County property record for 1116 Chestnut St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,096 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Apr 2026)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-11-117-003`

Property Details

APN / Parcel Number

Primary APN	`21-11-117-003`
Alternative APN	`18-11-133-003`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,096 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	1116 CHESTNUT ST
City	OTTAWA
State	IL
Zip	61350-4944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STATE'S ADD, LT 8 BLK 40 SEC 11-33-3
Legal Range	03
Legal Township	33
Legal Section	11
Legal Subdivision	STATES ADD
Legal Block	40
Legal Lot Number	8
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	3
Census Block	3000
Census Tract	962700

Owner

1116 Chestnut St is owned and occupied by an individual who bought it in April 2026.

Source: LaSalle County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1116 CHESTNUT ST, OTTAWA, IL 61350-4944
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Commercial Mortgage MARSEILLES BANK NA
Jan 14, 2026	Deed of Trust, Mortgage · Commercial Mortgage MARSEILLES BANK NA
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL PLUS CREDIT UNION
Jun 27, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Jun 27, 2025 · Amount on File
Deed Document Number	20263362
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1116 CHESTNUT ST, OTTAWA, IL 61350-4944
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202509710
Date	Sep 11, 2025
Instrument	2025-09710

Lender

Name	MARSEILLES BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 28, 2026

Interest

Rate Type	Fixed Rate
Rate	7.25%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	1116 CHESTNUT ST, OTTAWA, IL 61350-4944
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600411
Date	Jan 14, 2026
Instrument	2026-00411

Lender

Name	MARSEILLES BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 9, 2031

Interest

Rate Type	Adjustable Rate
Rate	7.25%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Apr 10, 2026
Property Address	1116 CHESTNUT ST, OTTAWA, IL 61350-4944
Document Number	0202603362
Instrument Date	Apr 3, 2026
Instrument	2026.3362
Transaction Type	Transfer
Record Updated	May 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,818.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 CHESTNUT ST, OTTAWA, IL 61350-4944
Investor	Possibly a Property Investor

Mortgage

Date	Apr 10, 2026

Lender

Name	FINANCIAL PLUS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 27, 2025
Property Address	1116 CHESTNUT ST, OTTAWA, IL 61350-4944
Document Number	0202506616
Instrument Date	Jun 25, 2025
Instrument	2025-06616
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$69.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 BURR RIDGE PKWY, BURR RIDGE, IL 60527-6423
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1116 Chestnut St was $2,879, up 7.5% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,879.00 (+7.51%)	$28,702 Land $8,136 Building $20,566	$86,106 Land $24,408 Building $61,698
2024	$2,678.00
2023		$23,277 (+10.18%) Land $6,598 Building $16,679	$69,831 (+10.18%) Land $19,794 Building $50,037
2022	$2,272.00	$21,126 Land $6,384 Building $14,742	$63,378 Land $19,152 Building $44,226

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1116 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1116 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: Surf Internet, Verizon.

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