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1116 Charter Pl, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 1116 Charter Pl, Charlotte, NC 28211

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,323 sqft · built 1979
Lot Size0.421 acres (18,348 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Oct 2020)
Tax Bill$5,116 (2023)
Deeds & MortgagesJan 2026 Line of Credit
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN189-301-01

Property Details

APN / Parcel Number

Primary APN189-301-01

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,323 sqft Heated Area
Gross Area2,730 sqft
1st Floor Area1,128 sqft
Upper Floors Area1,014 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleOther
Exterior MaterialWood Siding
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,348 sqft (0.421 acres)

Exterior Amenities

Pool Area576 sqft
PorchPorch
Porch Area588 sqft
Deck Area182 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number189-301-01
Street Address1116 CHARTER PL
CityCHARLOTTE
StateNC
Zip28211-5620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL62 M18-330
Legal SubdivisionSTONEHAVEN SEC 20-E MAP 01
Legal Lot Number62
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1010
Census Tract2008

Owner

Source: Mecklenburg County records · APN 189-301-01

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address1116 CHARTER PL, CHARLOTTE, NC 28211-5620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 08, 2020Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Aug 18, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleOct 08, 2020 · Amount on Record
Deed SaleOct 08, 2020 · Amount on Record
Prior SaleAug 18, 2017 · Amount on Record
Deed Document Number0035156102
Deed Book / Page35156 / 102
Record UpdatedJun 07, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1116 CHARTER PL, CHARLOTTE, NC 28211-5620
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003647
DateJan 13, 2026
Book Page40134/759
Instrument2026003647
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 02, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 08, 2020
Property Address1116 CHARTER PL, CHARLOTTE, NC 28211-5620
Document Number0000165605
Book / Page35156 / 102
Map ReferenceMB 18 PG 330
Instrument DateOct 08, 2020
Instrument2020165605
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyHARBOR CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3900 BLACK SYCAMORE DR, 3900, CHARLOTTE, NC 28226-4306

Transferred To (Grantee/Buyer)

NameVerified Name
Address1116 CHARTER PL, CHARLOTTE, NC 28211-5620

Mortgage

Document Number0000165606
DateOct 08, 2020
Instrument2020165606
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 18, 2017
Property Address1116 CHARTER PL, CHARLOTTE, NC 28211-5620
Document Number0000112554
Book / Page32054 / 795
Map ReferenceMB18 PG330
Instrument DateAug 18, 2017
Instrument2017112554
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5532J MT PLEASANT CIR, 5532J, LELAND, NC 28451-5029

Transferred To (Grantee/Buyer)

NameVerified Name
Address1116 CHARTER PL, CHARLOTTE, NC 28211-5620

Mortgage

Document Number0000112555
DateAug 18, 2017
Instrument2017112555
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 303 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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