1116 Avocado Summit Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 1116 Avocado Summit Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,475 sqft · built 1988
Lot Size	0.243 acres (10,598 sqft)
Owner	2 Company Names on Record
Last Sale	$690,000 (Aug 2004)
Tax Bill	$11,228 (2025)
Deeds & Mortgages	Sep 2025 Transfer Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514-441-07-00`

Property Details

APN / Parcel Number

Primary APN	`514-441-07-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,475 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	10,598 sqft (0.243 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1116 AVOCADO SUMMIT DR
City	EL CAJON
State	CA
Zip	92019-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 135 TR 008945
Legal Subdivision	SAN DIEGO 3610-22
Legal Tract	008945
Legal Block	2
Legal Lot Number	135
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	15405

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1116 AVOCADO SUMMIT DR, EL CAJON, CA 92019-3630
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Intrafamily Transfer, Transfer
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit MY POINT CU SD
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2004 · Amount on Record
Deed Sale	Aug 16, 2004 · Amount on Record
Prior Sale	Apr 29, 1999
Deed Document Number	2004778248
Prior Transfer Date	Sep 5, 1996
Prior Transfer Doc	0000459909
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 23, 2025
Property Address	1116 AVOCADO SUMMIT DR, EL CAJON, CA 92019-3630
Document Number	0000263723
Map Reference	MAP 8945
Instrument Date	Aug 25, 2025
Instrument	2025-0263723
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1116 AVOCADO SUMMIT DR, EL CAJON, CA 92019-3630

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1116 AVOCADO SUMMIT DR, EL CAJON, CA 92019-3630
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 AVOCADO SUMMIT DR, EL CAJON, CA 92019-3630

Mortgage

Document Number	0000267303
Date	Oct 3, 2023
Instrument	2023-0267303

Lender

Name	MY POINT CU SD
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1116 AVOCADO SUMMIT DR, EL CAJON, CA 92019-3630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215690
Date	Apr 28, 2020
Instrument	2020-0215690

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$980,946 (+2%) Land $355,415 Building $625,531
2025	$11,228.00 (+8.43%) Homeowner's exemption	$961,713 (+10.54%) Land $348,447 Building $613,266
2023	$10,355.00 (+1.95%) Homeowner's exemption	$870,000 Land $309,000 Building $561,000
2022	$10,157.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Wyyerd Connect.

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