1116 Austin Pl, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1116 Austin Pl, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,305 sqft · built 1950
Lot Size	0.199 acres (8,680 sqft)
Owner	Individual Name on Record
Tax Bill	$7,054 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.69-1-11`

Property Details

APN / Parcel Number

Primary APN	`421500 49.69-1-11`
Alternative APN	`150004906900010110000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	870 sqft
Upper Floors Area	435 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	8,680 sqft (0.199 acres)
Lot Dimensions	155 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	444 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1116 AUSTIN PL
City	SCHENECTADY
State	NY
Zip	12306-4816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	1 BRK AND GARAGE
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1009
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1116 AUSTIN PL, SCHENECTADY, NY 12306-4816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Administrator's Deed, Transfer · Conventional Mortgage BROADVIEW FCU
Sep 15, 2021	Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 15, 2022
Property Address	1116 AUSTIN PL, SCHENECTADY, NY 12306-4816
Document Number	0000066267
Book / Page	2099 / 483
Instrument Date	Dec 9, 2022
Instrument	202266267
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$928.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 RIDGEWOOD DR, MECHANICVILLE, NY 12118-3222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 BLUE SPRUCE, BALLSTON SPA, NY 12020

Mortgage

Document Number	0000066268
Date	Dec 15, 2022
Instrument	202266268

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1116 AUSTIN PL, SCHENECTADY, NY 12306-4816
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 AUSTIN PL, SCHENECTADY, NY 12306-4816

Mortgage

Document Number	0000045554
Date	Sep 15, 2021
Book Page	5144/652
Instrument	202145554

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 9, 2031

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1116 AUSTIN PL, SCHENECTADY, NY 12306-4816
Document Number	0000027531
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 AUSTIN PL SCHENECTADY NY 123064816, SCHENECTADY, NY 12306-4816

Mortgage

Document Number	0000027531
Date	Jun 21, 2017
Book Page	004767/000774
Instrument	27531

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,054.00 (+1.85%)
2025	$6,926.00	$145,900 (+12.97%) Land $20,200 Building $125,700	$241,596 (+47.78%) Land $33,449 Building $208,147
2023		$129,150 Land $20,200 Building $108,950	$163,481 Land $25,570 Building $137,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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