Okaloosa County property record for 1116 48th St, Niceville, FL 32578 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,144 sqft · built 2025 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $499,900 (Apr 2025) |
| Tax Bill | $457 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-190-5401-3 |
| Primary APN | C56-001-190-5401-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,144 sqft Heated Area |
| Gross Area | 2,887 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1116 48TH ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALPARAISO P/C 2 LOT 8 BLK 18 |
| Legal Subdivision | VALPARAISO PINECREST #2 |
| Legal Block | 18 |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20900 |
Source: Okaloosa County records · APN C56-001-190-5401-3
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1116 48TH ST, NICEVILLE, FL 32578-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2025 · Amount on Record |
| Deed Sale | Apr 25, 2025 · Amount on Record |
| Deed Document Number | 3750236 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 25, 2025 |
| Property Address | 1116 48TH ST, NICEVILLE, FL 32578-1324 |
| Document Number | 0003750236 |
| Map Reference | MB 1 PG 48 |
| Instrument Date | Apr 23, 2025 |
| Instrument | 3750236 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,499.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1121 JOHN SIMS PKWY E, NICEVILLE, FL 32578-2752 |
| Name | Verified Name |
|---|---|
| Address | 1116 48TH ST, NICEVILLE, FL 32578-1324 |
| Document Number | 0003750237 |
|---|---|
| Date | Apr 25, 2025 |
| Instrument | 3750237 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910209001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Most Recent Claim | Jan 2019, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
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