11157 E 1000th Ave, Watson, IL 62473 Property Records

Effingham County property record for 11157 E 1000th Ave, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	952 sqft · built 1974
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$91,000 (Sep 2018)
Tax Bill	$1,684 (2022)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-06-013-041`

Property Details

APN / Parcel Number

Primary APN	`04-06-013-041`

Interior

Stories	1 Story
Building Area	952 sqft Base Area
Basement Area	952 sqft

Exterior

Year Built	Built 1974
Construction Type	Frame
Lot Area	46,609 sqft (1.07 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	11157 E 1000TH AVE
City	WATSON
State	IL
Zip	62473-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 220.43FT OF W 1424.25FT OF S 211.45FT OF N 822.59FT NW AS RECORDED POS 3411/329 3411/330 2899/110 2146/84 1257/164 378/320
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1036
Census Tract	950400

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11157 E 1000TH AVE, WATSON, IL 62473-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Sep 7, 2018	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	201801803687
Deed Book / Page	3411 / 330
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	11157 E 1000TH AVE, WATSON, IL 62473-2034
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	PROPER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3677/52
Date	Apr 16, 2021
Book Page	3677/52
Instrument	202121001840

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 7, 2018
Property Address	11157 E 1000TH AVE, WATSON, IL 62473-2034
Document Number	3411/330
Book / Page	3411 / 330
Instrument Date	Sep 6, 2018
Instrument	201801803687
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11161 E 1000TH AVE, 11161, WATSON, IL 62473-2034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11157 E 1000TH AVE, WATSON, IL 62473-2034

Mortgage

Document Number	201801803688
Date	Sep 7, 2018
Instrument	201801803688

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Mortgage

Document Number	003411/346
Date	Sep 7, 2018
Book Page	3411/346
Instrument	201801803689

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 1, 2023

Interest

Rate Type	Fixed Rate
Rate	5.03%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,684.00 Homeowner's exemption	$26,800 Land $2,390 Building $24,410	$80,400 Land $7,170 Building $73,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	10 / 1

May also be available: T-Mobile, Verizon, Wisper ISP.

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