11151 Spear Rd, Concord Township (Painesville), OH 44077 Property Records

Lake County property record for 11151 Spear Rd, Concord Township, OH 44077

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1950
Lot Size	2.3 acres (100,580 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Dec 2022)
Tax Bill	$4,981 (2023)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-A-018-A-00-043-0`

Property Details

APN / Parcel Number

Primary APN	`08-A-018-A-00-043-0`
Alternative APN	`B 28`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
Gross Area	1,118 sqft
1st Floor Area	1,020 sqft
Basement Area	98 sqft
Unfinished Basement	98 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	100,580 sqft (2.3 acres)
Garage Type	Detached
Garage Area	360 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	248 sqft
Deck Area	352 sqft
Patio Area	352 sqft
Pole Barn	2,048 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	B 28
Street Address	11151 SPEAR RD
City	CONCORD TOWNSHIP
State	OH
Zip	44077-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 8 TRACT 3
Legal Tract	3
Legal Lot Number	8
Jurisdiction	LAKE OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2010
Census Tract	205002

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11151 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION CAPITAL MORTGAGE CORP
Jul 15, 2021	Intrafamily Transfer, Transfer
Jul 15, 2021	Transfer on Death Deed, Transfer
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST OHIO HOME FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Prior Sale	Jul 15, 2021
Deed Document Number	478145
Record Updated	Jun 7, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Dec 14, 2022
Property Address	11151 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9542
Document Number	0000032762
Instrument Date	Dec 13, 2022
Instrument	2022R032762
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11151 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9542

Mortgage

Document Number	0000032763
Date	Dec 14, 2022
Instrument	2022R032763

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Jul 15, 2021
Property Address	11151 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9542
Document Number	0000024170
Instrument Date	Jul 12, 2021
Instrument	2021R024170
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11151 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9542

July 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Jul 15, 2021
Property Address	11151 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9542
Document Number	0000024171
Instrument Date	Jul 1, 2021
Instrument	2021R024171
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	11151 SPEAR RD, CONCORD TOWNSHIP, OH 44077-9542
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033529
Date	Nov 12, 2020
Instrument	2020R033529

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Concord Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,981.00 (+80.08%) Homeowner's exemption	$51,580 (+0.19%) Land $22,560 Building $29,020
2022	$2,766.00 Homeowner's exemption	$51,480 Land $22,460 Building $29,020
2021			$147,360 Land $64,450 Building $82,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Aug 2006 · 13 claims Severe Storms & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINESVILLE CITY PWS serves 31,728 people · EPA ID OH4301611
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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