11151 Paco St, Spring Hill, FL 34609 Property Records

Hernando County property record for 11151 Paco St, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2004
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Aug 2020)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5160-0983-0120`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5160-0983-0120`
Alternative APNs	`00557748` `557748`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	139 ft deep x 94 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	78 sqft
Patio Area	100 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00557748
Street Address	11151 PACO ST
City	SPRING HILL
State	FL
Zip	34609-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 16 BLK 983 LOT 12
Legal Range	18E
Legal Township	23S
Legal Section	18
Legal Subdivision	SPRING HILL UNIT 16
Legal Block	983
Legal Lot Number	12
Legal Unit	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2050
Census Tract	41006

Owner

11151 Paco St is owned and occupied by an individual who bought it in August 2020.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	11151 PACO ST, SPRING HILL, FL 34609-2638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Prior Sale	Dec 1, 2004 · Amount on File
Deed Document Number	2020047345
Deed Book / Page	3871 / 1494
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 5, 2020
Property Address	11151 PACO ST, SPRING HILL, FL 34609-2638
Document Number	0038711494
Book / Page	3871 / 1494
Map Reference	MB 9 PG 18-30
Instrument Date	Aug 4, 2020
Instrument	2020047345
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14106 OAKWOOD DR, 14106, HUDSON, FL 34669-1331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11151 PACO ST, SPRING HILL, FL 34609-2638

Mortgage

Document Number	38711496
Date	Aug 5, 2020
Instrument	3871/1496

Lender

Name	E LOANS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11151 Paco St was $1,697 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,697.00 Additional exemption filed	$158,369	$231,270 Land $42,190 Building $189,080
2023		$149,423 (+3%) Land $149,423
2022	$1,668.00 Homeowner's exemption	$145,071	$223,591 Land $35,066 Building $188,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11151 Paco St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11151 Paco St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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