11151 Oak Creek Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 11151 Oak Creek Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,939 sqft · built 1974
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$1,007,000 (Jul 2023)
Tax Bill	$12,376 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`377-300-35-00`

Property Details

APN / Parcel Number

Primary APN	`377-300-35-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,939 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	48,352 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	11151 OAK CREEK DR
City	LAKESIDE
State	CA
Zip	92040-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM01654
Legal Subdivision	EUCALYPTUS COMPANYS LANDS #1
Legal Tract	1
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2008
Census Tract	16901

Owner

11151 Oak Creek Dr is owned and occupied by two individuals who bought it in July 2023.

Source: San Diego County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11151 OAK CREEK DR, LAKESIDE, CA 92040-1230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 27, 2021	Intrafamily Transfer, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Sep 27, 2021
Deed Document Number	2023183801
Prior Transfer Date	Aug 18, 2021
Prior Transfer Doc	0000678047
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2023
Property Address	11151 OAK CREEK DR, LAKESIDE, CA 92040-1230
Document Number	0000183801
Map Reference	FILE 73-169601
Instrument Date	Jul 5, 2023
Instrument	2023-0183801
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11151 OAK CREEK DR, LAKESIDE, CA 92040-1230

Mortgage

Document Number	0000183802
Date	Jul 13, 2023
Instrument	2023-0183802

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 27, 2021
Property Address	11151 OAK CREEK DR, LAKESIDE, CA 92040-1230
Document Number	0000678047
Map Reference	MAP 1288
Instrument Date	Aug 18, 2021
Instrument	2021-0678047
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	EQUITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	11151 OAK CREEK DR, LAKESIDE, CA 92040-1230
Investor	Possibly a Property Investor

Mortgage

Document Number	0000678048
Date	Sep 27, 2021
Instrument	2021-0678048

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11151 Oak Creek Dr was $12,376.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,047,682 (+2%) Land $650,250 Building $397,432
2025	$12,376.00	$1,027,140 Land $637,500 Building $389,640
2023	$7,378.00 (+1.54%)	$615,124 (+2%) Land $213,948 Building $401,176
2022	$7,266.00	$603,063 Land $209,753 Building $393,310

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11151 Oak Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11151 Oak Creek Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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