1115 W Prospect Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1115 W Prospect Rd, Ashtabula, OH 44004

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	11,352 sqft · built 1996
Lot Size	1.3 acres (56,976 sqft)
Owner	Company Name on Record
Last Sale	$151,512 (Aug 2023)
Tax Bill	$26,905 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-304-00-025-00`

Property Details

APN / Parcel Number

Primary APN	`05-304-00-025-00`

Interior

Units	3 Units
Stories	1 Story
Building Area	11,352 sqft Gross Area
1st Floor Area	11,352 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Steel Frame
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	56,976 sqft (1.3 acres)
View / Lot	Business Cluster
Canopy	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1115 W PROSPECT RD
City	ASHTABULA
State	OH
Zip	44004-6520
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	10 11 12 13 14 H & S & 16 17 & 18 N STRONG
Legal Subdivision	STRONG
Legal Block	2
Legal Lot Number	15-18
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	1
Census Block	1015
Census Tract	701

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3066 STELLING DR, PALO ALTO, CA 94303-3968
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage MIDFIRST BANK
Aug 28, 2023	Limited Warranty Deed, Transfer · Commercial Mortgage BMO HARRIS BANK NA
May 4, 2017	Grant Deed, Mortgage · Line of Credit A10 CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Jan 5, 2016 · Amount on Record
Deed Document Number	20237813
Deed Book / Page	802 / 2115
Prior Transfer Date	May 15, 2009
Prior Transfer Doc	0000003188
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1115 W PROSPECT RD, ASHTABULA, OH 44004-6520
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	EMERALD GLEN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 OAK GROVE AVE, MENLO PARK, CA 94025-4422

Mortgage

Document Number	0000004716
Date	May 3, 2022
Book Page	770/232
Instrument	202200004716

Lender

Name	MIDFIRST BANK
Type	Bank
Address	COSTA MESA, CA 92626

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Aug 28, 2023
Property Address	1115 W PROSPECT RD, ASHTABULA, OH 44004-6520
Document Number	0000007813
Book / Page	802 / 2115
Map Reference	VOL 1 PG 12
Instrument Date	Jul 15, 2023
Instrument	2023-00007813
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	850 OAK GROVE AVE, MENLO PARK, CA 94025-4422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3066 STELLING DR, PALO ALTO, CA 94303-3968

Mortgage

Document Number	0000007814
Date	Aug 28, 2023
Book Page	802/2121
Instrument	2023-00007814

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	SAN JOSE, CA 95113

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jul 11, 2028

May 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ASHTABULA OH
Recording Date	May 4, 2017
Property Address	1115 W PROSPECT RD, ASHTABULA, OH 44004-6520
Book / Page	000635 / 000830
Instrument Date	Apr 21, 2017
Instrument	4349
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	FIRSTAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1115 W PROSPECT RD ASHTABULA OH 440046520, ASHTABULA, OH 44004-6520

Mortgage

Document Number	0000004349
Date	May 4, 2017
Book Page	000635/000830
Instrument	4349

Lender

Name	A10 CAP
Type	Funding / Finance Company
Address	800 W MAIN ST # 1100, BOISE, ID 83702-5970

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,905.00 (-16.94%)	$315,010 (-29.95%) Land $119,670 Building $195,340	$900,000 (-29.95%) Land $341,900 Building $558,100
2023	$32,391.00 (-0.78%)	$449,690 (-) Land $119,670 Building $330,020	$1,284,800 (-) Land $341,900 Building $942,900
2022	$32,645.00	$449,690 Land $119,670 Building $330,020
2020			$1,284,800 Land $341,900 Building $942,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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