1115 W 4th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1115 W 4th St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 912 sqft · built 1959
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$139,000 (Jul 2014)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jan 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8914-11-282-011`

Property Details

APN / Parcel Number

Primary APN	`8914-11-282-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	475 sqft
Unfinished Basement	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	984 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1115 W 4TH ST
City	CEDAR FALLS
State	IA
Zip	50613-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A MULLARKYS ADDITION LOT 5 BLK 12
Legal Range	14W
Legal Township	89N
Legal Section	11
Legal Subdivision	A MULLARKYS ADDITION
Legal Block	12
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2017
Census Tract	2200

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1115 W 4TH ST, CEDAR FALLS, IA 50613-2429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 22, 2025	Warranty Deed, Transfer
Jul 9, 2014	Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 9, 2014 · Amount on Record
Deed Sale	Jul 9, 2014 · Amount on Record
Deed Document Number	2014201500000427
Last Transfer Date	Feb 26, 2026
Transfer Doc	0202602576
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 2, 2026
Property Address	1115 W 4TH ST, CEDAR FALLS, IA 50613-2429
Document Number	0202602576
Instrument Date	Feb 26, 2026
Instrument	2026-02576
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1115 W 4TH ST, CEDAR FALLS, IA 50613-2429

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 22, 2025
Property Address	1115 W 4TH ST, CEDAR FALLS, IA 50613-2429
Document Number	0202500980
Instrument Date	Jan 22, 2025
Instrument	2025-00980
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Amount	Amount Recorded
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 W 4TH ST, WATERLOO, IA 50702

July 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 9, 2014
Property Address	1115 W 4TH ST, CEDAR FALLS, IA 50613-2429
Document Number	201500000427
Instrument Date	Jun 26, 2014
Instrument	201500000427
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$221.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1115 W 4TH ST, CEDAR FALLS, IA 50613-2429
Investor	Possibly a Property Investor

Mortgage

Document Number	201500000428
Date	Jul 9, 2014
Instrument	201500000428

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2044

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,930.00	$204,010 (+12.04%) Land $45,280 Building $158,730	$204,010 (+12.04%) Land $45,280 Building $158,730
2024	$2,930.00 (+12.43%)
2023		$182,090 (+29.01%) Land $29,110 Building $152,980	$182,090 (+29.01%) Land $29,110 Building $152,980
2022	$2,606.00	$141,140 Land $29,110 Building $112,030
2021			$141,140 Land $29,110 Building $112,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1993–2016)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Municipal Communications Utility Fiber	10,000 / 10,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband.

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