1115 W 28th Ave, Eugene, OR 97405 Property Records

Lane County property record for 1115 W 28th Ave, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,778 sqft · built 2007
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Trust Names on File
Last Sale	$670,000 (Nov 2025)
Tax Bill	$6,294 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-04-01-44-09000-000`

Property Details

APN / Parcel Number

Primary APN	`18-04-01-44-09000-000`
Alternative APNs	`1804014409000` `1777539`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,208 sqft
Attic	Attic
Attic Area	570 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Open
Garage Area	815 sqft
Driveway	Driveway
Driveway Area	815 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1777539
Street Address	1115 W 28TH AVE
City	EUGENE
State	OR
Zip	97403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION PLAT HALLIN PARK 2 TL 09000
Legal Range	04
Legal Township	18
Legal Section	01
Legal Subdivision	HALLIN PARK
Legal Lot Number	2
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2026
Census Tract	4600

Owner

1115 W 28th Ave is owner-occupied and held in a trust since November 2025.

Source: Lane County records, as of May 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	32395 CLINE RD, EUGENE, OR 97405-9591
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2022	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Nov 14, 2025	Warranty Deed, Transfer · VA Mortgage SUMMIT FUNDING INC
Apr 3, 2020	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Jun 24, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on File
Deed Sale	Nov 14, 2025 · Amount on File
Prior Sale	Jun 24, 2019 · Amount on File
Deed Document Number	202536561
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1115 W 28TH AVE, EUGENE, OR 97405-2331
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033336
Date	May 17, 2021
Instrument	2021-033336

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1115 W 28TH AVE, EUGENE, OR 97405-2331
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 W 28TH AVE, EUGENE, OR 97405-2331

Mortgage

Document Number	0000013262
Date	Mar 23, 2022
Instrument	2022-013262

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Nov 14, 2025
Property Address	1115 W 28TH AVE, EUGENE, OR 97405-2331
Document Number	0000036561
Map Reference	DOC 2006-074102
Instrument Date	Nov 10, 2025
Instrument	2025-036561
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	32395 CLINE RD, EUGENE, OR 97405-9591

Mortgage

Document Number	0000036562
Date	Nov 14, 2025
Instrument	2025-036562

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055
Prepayment Penalty	00 Months

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1115 W 28TH AVE, EUGENE, OR 97405-2331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016536
Date	Apr 3, 2020
Instrument	2020-016536

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 24, 2019
Property Address	1115 W 28TH AVE, EUGENE, OR 97405-2331
Document Number	0000025088
Instrument Date	Jun 21, 2019
Instrument	25088
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 W 28TH AVE EUGENE OR 974052331, EUGENE, OR 97405-2331

Mortgage

Document Number	25089
Date	Jun 24, 2019
Instrument	25089

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1115 W 28th Ave was $6,294 with a veteran's exemption.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,294.00 Veteran's exemption	$354,636	$566,708 Land $106,303 Building $460,405
2023	$6,057.00 (+4.02%) Veteran's exemption	$334,279 (+3%)	$561,121 (+4.17%) Land $102,889 Building $458,232
2022	$5,823.00 Veteran's exemption	$324,543	$538,661 Land $87,654 Building $451,007

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1115 W 28th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1115 W 28th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Hunter Communications Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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