1115 Velma Dr, Jackson (Byram), MS 39272 Property Records

Hinds County property record for 1115 Velma Dr, Jackson, MS 39272

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,581 sqft · built 1996
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`4850-0994-015`

Property Details

APN / Parcel Number

Primary APN	`4850-0994-015`
Alternative APN	`146010000001000700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	60,113 sqft
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1115 VELMA DR
City	BYRAM
State	MS
Zip	39272-9229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 AS PER PLAT IN DB 2078 PAGES 448 & 449 SEC 2 T4 R1W LESS TO ST CITY OF JACKSON
Legal Range	01W
Legal Township	04
Legal Section	02
Legal Lot Number	4
Jurisdiction	HINDS MS
Township / Civil Division	4
Census Block Group	3
Census Block	3005
Census Tract	11105

Owner

Source: Hinds County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1115 VELMA DR, BYRAM, MS 39272-9229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage OPEN MORTGAGE LLC
Dec 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021
Deed Sale	Dec 21, 2021
Deed Document Number	20211783276
Deed Book / Page	7262 / 9919
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HINDS MS
Property Address	1115 VELMA DR, JACKSON, MS 39272-9229
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WINDY HILL CV, RAYMOND, MS 39154-9793

Mortgage

Document Number	0072751257
Date	Dec 21, 2021
Book Page	7275/1257
Instrument	1783274

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HINDS MS
Recording Date	Dec 21, 2021
Property Address	1115 VELMA DR, JACKSON, MS 39272-9229
Document Number	0072629919
Book / Page	7262 / 9919
Instrument Date	Nov 30, 2021
Instrument	1783276
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 VELMA DR, JACKSON, MS 39272-9648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 VELMA DR, BYRAM, MS 39272-9229

Tax Assessment & Valuation

Source: Hinds County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Hinds County
Municipality	Jackson City
Unified School District	Hinds County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,795.00 (+3.52%) Homeowner's exemption	$11,835 (+2.41%) Land $1,380 Building $10,455	$118,350 (+2.41%) Land $13,800 Building $104,550
2024	$1,734.00 (-0.12%)	$11,557 (-) Land $1,380 Building $10,177	$115,570 (-) Land $13,800 Building $101,770
2023	$1,736.00 (-13.37%) Homeowner's exemption	$11,557 (-) Land $1,380 Building $10,177	$115,570 (-) Land $13,800 Building $101,770
2022	$2,004.00 Homeowner's exemption	$11,557 Land $1,380 Building $10,177	$115,570 Land $13,800 Building $101,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2020–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 189,673 people · EPA ID MS0250008
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Apr 2025 Total trihalomethanes resolved · Apr 2025 Turbidity not recorded as resolved · Jul 2022
Treatment and Procedure	Corrosion control currently in violation since Jan 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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