1115 Sutter St, San Diego, CA 92103 Property Records

San Diego County property record for 1115 Sutter St, San Diego, CA 92103

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,649 sqft · built 1975
Lot Size	0.98 acres (4,260 sqft)
Owner	Trust Name on File
Last Sale	$307,000 (Dec 1997)
Tax Bill	$5,266 (2025)
Deeds & Mortgages	Jun 2021 Transfer Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`451-173-05-00`

Property Details

APN / Parcel Number

Primary APN	`451-173-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,649 sqft Living Area
Gross Area	198 sqft
Basement Area	198 sqft
Finished Basement	198 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	4,260 sqft (0.98 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1115 SUTTER ST
City	SAN DIEGO
State	CA
Zip	92103-2823
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RS-1-7
Legal Description	LOT A LOTS 8 THRU 10 & 15 THRU 17 BLK 2 TR 001534
Legal Subdivision	MARINE VIEW RESUB POR
Legal Tract	001534
Legal Block	2
Legal Lot Number	8-10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4007
Census Tract	202

Owner

1115 Sutter St, a duplex, is owner-occupied and held in a trust since May 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1115 SUTTER ST, SAN DIEGO, CA 92103-2823
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Intrafamily Transfer, Transfer
Dec 15, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Dec 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 1997 · Amount on File
Deed Sale	Dec 12, 1997 · Amount on File
Deed Document Number	1997631192
Last Transfer Date	May 28, 2021
Transfer Doc	0000441338
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 16, 2021
Property Address	1115 SUTTER ST, SAN DIEGO, CA 92103-2823
Document Number	0000441338
Map Reference	MAP 1534
Instrument Date	May 28, 2021
Instrument	2021-0441338
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1115 SUTTER ST, SAN DIEGO, CA 92103-2823

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2020
Property Address	1115 SUTTER ST, SAN DIEGO, CA 92103-2823
Document Number	0000806636
Instrument Date	Dec 4, 2020
Instrument	806636
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1115 SUTTER ST SAN DIEGO CA 921032823, SAN DIEGO, CA 92103-2823

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2020
Property Address	1115 SUTTER ST, SAN DIEGO, CA 92103-2823
Document Number	0000806637
Map Reference	MAP 1534
Instrument Date	Dec 4, 2020
Instrument	2020-0806637
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 SUTTER ST, SAN DIEGO, CA 92103-2823

Mortgage

Document Number	0000806638
Date	Dec 15, 2020
Instrument	2020-0806638

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1115 Sutter St was $5,266 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$390,862 (+2%) Land $228,004 Building $162,858
2025	$5,266.00 Homeowner's exemption	$383,199 Land $223,534 Building $159,665
2023	$4,460.00 (+2.79%) Homeowner's exemption	$368,320 Land $214,854 Building $153,466
2022	$4,339.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1115 Sutter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1115 Sutter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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