1115 Springvalley Rd, Troy, IL 62294 Property Records

Madison County property record for 1115 Springvalley Rd, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$4,454 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Mortgage + 4 more
APN	`09-1-22-20-00-000-002`

Property Details

APN / Parcel Number

Primary APN	`09-1-22-20-00-000-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1115 SPRINGVALLEY RD
City	TROY
State	IL
Zip	62294-2488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE/C N1/2 NE
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1021
Census Tract	403532

Owner

1115 Springvalley Rd is owned and occupied by an individual who acquired it in September 2024.

Source: Madison County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1115 SPRINGVALLEY RD, TROY, IL 62294-2488
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Apr 18, 2024	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 20, 2023	Deed of Trust, Mortgage · Construction Mortgage FCB BANKS
Jul 6, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTEED RATE INC
Nov 19, 2021	Deed, Construction Loan · Construction Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2024
Deed Sale	Sep 27, 2024
Prior Sale	Apr 18, 2024
Deed Document Number	202426676
Prior Transfer Date	Apr 16, 2024
Prior Transfer Doc	0000009888
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Aug 7, 2026
Property Address	1115 SPRINGVALLEY RD, TROY, IL 62294-2488
Document Number	0000022889
Instrument Date	Jul 29, 2026
Instrument	202622889
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	BTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FAWN LN, TROY, IL 62294-2485

Mortgage

Document Number	0000022889,
Date	Aug 7, 2026
Instrument	202622889

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 29, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jul 13, 2026
Property Address	1115 SPRINGVALLEY RD, TROY, IL 62294-2488
Document Number	0000019848
Instrument Date	Jun 29, 2026
Instrument	202619848
Transaction Type	Mortgage
Record Updated	Aug 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 FAWN LN, TROY, IL 62294-2484

Mortgage

Document Number	0000019848,
Date	Jul 13, 2026
Instrument	202619848

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 18, 2024
Property Address	1115 SPRINGVALLEY RD, TROY, IL 62294-2488
Document Number	0000009888
Map Reference	PC 59 PG 123
Instrument Date	Apr 16, 2024
Instrument	2024R09888
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 BULLSEYE DR, TROY, IL 62294-2486

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1115 SPRINGVALLEY RD, TROY, IL 62294-2488
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007290
Date	Mar 20, 2023
Instrument	2023R07290

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 6, 2022
Property Address	1115 SPRINGVALLEY RD, TROY, IL 62294-2488
Document Number	0000022454
Map Reference	PC 59 PG 123
Instrument Date	Jun 24, 2022
Instrument	2022R22454
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$846.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1105 ANTLER DR, TROY, IL 62294-2482

Mortgage

Document Number	0000022455
Date	Jul 6, 2022
Instrument	2022R22455

Lender

Name	GUARANTEED RATE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate	4.88%

November 2021: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Nov 19, 2021
Property Address	1115 SPRINGVALLEY RD, TROY, IL 62294-2488
Document Number	0000048088
Map Reference	DB 3545 PG 338
Instrument Date	Nov 16, 2021
Instrument	2021R48088
Transaction Type	Construction Loan
Record Updated	Jul 28, 2022
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9622 US HIGHWAY 40, SAINT JACOB, IL 62281-1310

Mortgage

Document Number	0000048089
Date	Nov 19, 2021
Instrument	2021R48089

Lender

Name	FCB BANKS

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1115 Springvalley Rd was $4,454 with a homeowner's exemption, up 13.2% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,454.00 (+13.22%)	$75,560 Land $32,170 Building $43,390	$226,680 Land $96,510 Building $130,170
2024	$3,934.00
2022	$3,441.00	$55,980 Land $22,920 Building $33,060	$168,108 Land $68,829 Building $99,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1115 Springvalley Rd; there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1115 Springvalley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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