Cabell County property record for 1115 Smith St, Milton, WV 25541
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3 bd · 1.5 ba · 1,239 sqft · built 1939 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Company Name on File |
| Last Sale | $87,000 (Mar 2026) |
| Tax Bill | $1,916 (2026) |
| Deeds & Mortgages | Mar 2026 Sale Nov 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-5-0256.0000 |
| Primary APN | 09-5-0256.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,239 sqft Total Area |
| 1st Floor Area | 708 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,008 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1115 SMITH ST |
|---|---|
| City | MILTON |
| State | WV |
| Zip | 25541-1327 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | PT LT 83-84 1115 SMITH ST |
| Legal Subdivision | TOWN OF MILTON |
| Legal Lot Number | 83,84 |
| Jurisdiction | CABELL WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10802 |
1115 Smith St, a commercial property, is owned by a company that bought it in March 2026.
Source: Cabell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 784, MILTON, WV 25541-0784 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 31, 2026 | Warranty Deed, Transfer BESTITLE AGENCY INC |
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on File |
| Deed Sale | Mar 31, 2026 · Amount on File |
| Prior Sale | Jun 16, 2022 · Amount on File |
| Deed Document Number | 20266257264 |
| Deed Book / Page | 1547 / 314 |
| Prior Transfer Date | Feb 24, 2025 |
| Prior Transfer Doc | 0006222477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABELL WV |
| Recording Date | Mar 31, 2026 |
| Property Address | 1115 SMITH ST, MILTON, WV 25541-1327 |
| Document Number | 001547/314 |
| Book / Page | 1547 / 314 |
| Map Reference | MB 5 PG 259 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 6257264 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | BESTITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $478.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 784, MILTON, WV 25541-0784 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABELL WV |
| Property Address | 1115 SMITH ST, MILTON, WV 25541-1327 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002683/203 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 2683/203 |
| Instrument | 5953371 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1115 Smith St was $1,916, up 25.6% from the year before.
Source: Cabell County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Cabell County |
| Municipality | Milton Town |
| Unified School District | Cabell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,916.00 (+25.56%) | $59,880 (+26.97%) Land $14,220 Building $45,660 | $99,800 (+26.97%) Land $23,700 Building $76,100 |
| 2025 | $1,526.00 | $47,160 Land $10,620 Building $36,540 | $78,600 Land $17,700 Building $60,900 |
| 2023 | $1,363.00 (-0.58%) | $42,000 (-) Land $8,880 Building $33,120 | $70,000 (-) Land $14,800 Building $55,200 |
| 2022 | $1,371.00 | $42,000 Land $8,880 Building $33,120 | $70,000 Land $14,800 Building $55,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1115 Smith St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1115 Smith St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON WATER serves 5,446 people · EPA ID WV3300609 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Aug 2018 |
| Monitoring and Reporting | 48 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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