1115 Sheerer Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1115 Sheerer Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 998 sqft · built 1955
Lot Size	0.172 acres (7,480 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Jun 2008)
Tax Bill	$3,300 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-28-126-023`

Property Details

APN / Parcel Number

Primary APN	`8913-28-126-023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	998 sqft Living Area
1st Floor Area	998 sqft
Basement Area	998 sqft
Finished Basement	175 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,480 sqft (0.172 acres)
Lot Dimensions	88 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	302 sqft
Deck Area	Deck Area
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1115 SHEERER AVE
City	WATERLOO
State	IA
Zip	50701-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALABAR HILLS LOT 12 BLK 6
Legal Range	13W
Legal Township	89N
Legal Section	28
Legal Subdivision	ALABAR HILLS
Legal Block	6
Legal Lot Number	12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1034
Census Tract	1502

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1115 SHEERER AVE, WATERLOO, IA 50701-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CREDIT UNION
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CU
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CEDAR FALLS COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2008 · Amount on Record
Deed Sale	Jun 9, 2008 · Amount on Record
Deed Document Number	200824664
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 17, 2026
Property Address	1115 SHEERER AVE, WATERLOO, IA 50701-3220
Document Number	0000012379
Instrument Date	Jul 27, 2026
Instrument	202612379
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 SHEERER AVE, WATERLOO, IA 50701-3220

Mortgage

Document Number	0000012379,
Date	Aug 17, 2026
Instrument	202612379

Lender

Name	CEDAR FALLS COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2036

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1115 SHEERER AVE, WATERLOO, IA 50701-3220
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 SHEERER AVE, WATERLOO, IA 50701-3220

Mortgage

Document Number	0202517813
Date	Dec 4, 2025
Instrument	2025-17813

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	123 W 4TH ST, CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 15, 2035

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1115 SHEERER AVE, WATERLOO, IA 50701-3220
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100017065
Date	Feb 12, 2021
Instrument	202100017065

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,300.00 (+14.66%) Homeowner's exemption	$172,620 (+20.79%) Land $19,540 Building $153,080	$172,620 (+20.79%) Land $19,540 Building $153,080
2024	$2,878.00 (+15.3%)
2023		$142,910 (+16.67%) Land $19,540 Building $123,370	$142,910 (+16.67%) Land $19,540 Building $123,370
2022	$2,496.00 Homeowner's exemption	$122,490 Land $19,540 Building $102,950
2021			$122,490 Land $19,540 Building $102,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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