Cook County property record for 1115 Seneca Rd, Wilmette, IL 60091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,411 sqft · built 1953 |
| Lot Size | 0.388 acres (16,909 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,520,000 (Sep 2025) |
| Tax Bill | $21,004 (2023) |
| Deeds & Mortgages | Mar 2025 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-29-408-012 |
| Primary APN | 05-29-408-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,411 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,909 sqft (0.388 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1115 SENECA RD |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-1275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (INDIAN)(HILL)(ESTATES) A SUB OF PT OF SW & PT OF SE SH SEC 29-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 29 |
| Legal Subdivision | INDIAN HILL ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 800700 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1115 SENECA RD, WILMETTE, IL 60091-1275 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 25, 2025 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | May 12, 1994 · Amount on Record |
| Deed Document Number | 202518138 |
| Prior Transfer Date | Jan 23, 2012 |
| Prior Transfer Doc | 0000018028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1115 SENECA RD, WILMETTE, IL 60091-1275 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1115 SENECA RD, WILMETTE, IL 60091-1275 |
| Document Number | 0006902038 |
|---|---|
| Date | Mar 10, 2025 |
| Instrument | 2506902038 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 25, 2025 |
| Property Address | 1115 SENECA RD, WILMETTE, IL 60091-1275 |
| Document Number | 0026818138 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2526818138 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1115 SENECA RD, WILMETTE, IL 60091-1275 |
| Document Number | 0026818139 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2526818139 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.35% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.3% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Wilmette School District 39 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $144,000 (+46.15%) Land $33,818 Building $110,182 | $1,440,000 (+46.15%) Land $338,180 Building $1,101,820 | |
| 2023 | $21,004.00 (-12.56%) Homeowner's exemption Senior Citizen's exemption | $98,531 (-16.5%) Land $33,818 Building $64,713 | $985,310 (-16.5%) Land $338,180 Building $647,130 |
| 2022 | $24,021.00 Homeowner's exemption Senior Citizen's exemption | $118,000 Land $33,818 Building $84,182 | $1,180,000 Land $338,180 Building $841,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2001) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2001 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMETTE serves 27,650 people · EPA ID IL0313300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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