Hillsborough County property record for 1115 Seagrape Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,524 sqft · built 2024 |
| Lot Size | 0.151 acres (6,562 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $653,200 (Jul 2024) |
| Tax Bill | $14,164 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 031581-1264 |
| Primary APN | 031581-1264 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,524 sqft Living Area |
| Gross Area | 3,610 sqft |
| 1st Floor Area | 1,123 sqft |
| Flooring | Tile |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 6,562 sqft (0.151 acres) |
| Lot Dimensions | 101 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 485 sqft |
| Porch | Open Porch |
| Porch Area | 601 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0315811264 |
|---|---|
| Street Address | 1115 SEAGRAPE DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-3095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | ANTIGUA COVE PHASE 3B LOT 73 BLOCK 2 |
| Legal Block | 2 |
| Legal Lot Number | 73 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 14121 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1115 SEAGRAPE DR, RUSKIN, FL 33570-3095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on Record |
| Deed Sale | Jul 9, 2024 · Amount on Record |
| Deed Document Number | 2024290080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1115 SEAGRAPE DR, RUSKIN, FL 33570-3095 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1115 SEAGRAPE DR, RUSKIN, FL 33570-3095 |
| Document Number | 0000539107 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025539107 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 5-Year TN |
| Max Rate | 9.87% |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $411,638 (-9.7%) Land $88,728 Building $322,910 | $411,638 (-9.7%) Land $88,728 Building $322,910 | |
| 2025 | $14,164.00 | $455,847 Land $88,728 Building $367,119 | $455,847 Land $88,728 Building $367,119 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 872 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 179 condo units |
| Nearby Flood Claims | 223 (1993–2025) |
| Claims Outside the SFHA | 1 of 223 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures