Dallas County property record for 1115 S Locust St, Buffalo, MO 65622
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,460 sqft · built 1930 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $183,465 (Feb 2022) |
| Tax Bill | $771 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-7.0-35-000-000-002.000 |
| Primary APN | 09-7.0-35-000-000-002.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,460 sqft Base Area |
| 1st Floor Area | 1,460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,640 sqft (0.91 acres) |
| Lot Dimensions | 263 ft deep x 132 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1115 S LOCUST ST |
|---|---|
| City | BUFFALO |
| State | MO |
| Zip | 65622-9467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL OF LOT 17 OF WHISPERING LANE ESTATES; LOT SIZE: 140' X 266.78 |
| Legal Range | 20W |
| Legal Township | 34N |
| Legal Section | 35 |
| Legal Subdivision | WHISPERING LANE ESTATES |
| Legal Lot Number | 17 |
| Jurisdiction | DALLAS MO |
| Township / Civil Division | SOUTH BENTON |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 480200 |
1115 S Locust St is owned and occupied by two individuals who bought it in February 2022.
Source: Dallas County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1115 S LOCUST ST, BUFFALO, MO 65622-9467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| May 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on File |
| Deed Sale | Feb 15, 2022 · Amount on File |
| Prior Sale | May 22, 2020 · Amount on File |
| Deed Document Number | 2022445 |
| Deed Book / Page | 2022 / 445 |
| Prior Transfer Date | Aug 1, 2016 |
| Prior Transfer Doc | 02016/1982 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS MO |
| Recording Date | Feb 15, 2022 |
| Property Address | 1115 S LOCUST ST, BUFFALO, MO 65622-9467 |
| Document Number | 002022/445 |
| Book / Page | 2022 / 445 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 202200445 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 S LOCUST ST, BUFFALO, MO 65622-9467 |
| Document Number | 0202200446 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 202200446 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DALLAS MO |
| Recording Date | May 22, 2020 |
| Property Address | 1115 S LOCUST ST, BUFFALO, MO 65622-9467 |
| Document Number | 02020/1130 |
| Book / Page | 2020 / 1130 |
| Instrument Date | May 21, 2020 |
| Instrument | 202001130 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 S LOWST ST, BUFFALO, MO 65622 |
| Document Number | 0202001131 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 202001131 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 1115 S Locust St was $771.
Source: Dallas County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Dallas County |
| Municipality | Buffalo City |
| Unified School District | Dallas County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $771.00 | $17,340 | $91,300 Land $26,700 Building $64,600 |
| 2023 | $703.00 | $15,860 | $83,500 Land $23,800 Building $59,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1115 S Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1115 S Locust St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 71% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO PWS serves 3,462 people · EPA ID MO5010114 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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