1115 S 4th St, Independence, OR 97351 Property Records

Polk County property record for 1115 S 4th St, Independence, OR 97351

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,372 sqft · built 1968
Lot Size0.177 acres (7,700 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Mar 2022)
Tax Bill$2,993 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08428-CB-00900

Property Details

APN / Parcel Number

Primary APN08428-CB-00900
Alternative APN
  • 207018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,372 sqft Living Area
Gross Area1,680 sqft
1st Floor Area1,372 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1993
Exterior MaterialConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,700 sqft (0.177 acres)
Garage Area308 sqft
Parking Spaces2 Parking Spaces
Patio Area300 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number207018
Street Address1115 S 4TH ST
CityINDEPENDENCE
StateOR
Zip97351-1607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionHILL PARK ADDITION LOT 6 BLOCK 2
Legal Range4W
Legal Township08S
Legal Section28
Legal SubdivisionHILL PARK ADDITION
Legal Block2
Legal Lot Number6
JurisdictionPOLK OR
Township / Civil DivisionMONMOUTH-INDEPENDENCE
Census Block Group4
Census Block4005
Census Tract20305

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1115 S 4TH ST, INDEPENDENCE, OR 97351-1607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Nov 27, 2017Warranty Deed, Transfer · FHA Mortgage
PACIFIC RESIDENTIAL MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2022 · Amount on Record
Deed SaleMar 23, 2022 · Amount on Record
Prior SaleJul 28, 2006 · Amount on Record
Deed Document Number20223575
Prior Transfer DateNov 8, 2016
Prior Transfer Doc0000013235
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK OR
Recording DateMar 23, 2022
Property Address1115 S 4TH ST, INDEPENDENCE, OR 97351-1607
Document Number0000003575
Instrument DateMar 15, 2022
Instrument2022-003575
Transaction TypeTransfer
Record UpdatedMar 31, 2022
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1115 S 4TH ST, INDEPENDENCE, OR 97351-1607

Mortgage

Document Number0000003576
DateMar 23, 2022
Instrument2022-003576
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK OR
Property Address1115 S 4TH ST, INDEPENDENCE, OR 97351-1607
Transaction TypeMortgage
Record UpdatedApr 15, 2021
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005885
DateApr 5, 2021
Instrument2021-005885
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueDec 1, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK OR
Recording DateNov 27, 2017
Property Address1115 S 4TH ST, INDEPENDENCE, OR 97351-1607
Document Number0000013995
Instrument DateNov 22, 2017
Instrument2017-013995
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1115 S 4TH ST, INDEPENDENCE, OR 97351-1607

Mortgage

Document Number0000013996
DateNov 27, 2017
Instrument2017-013996
Lender
NamePACIFIC RESIDENTIAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOregon
CountyPolk County
MunicipalityIndependence City
Unified School DistrictCentral School District 13J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$168,940 (+3%) Land $43,560 Building $125,380$352,970 (+5.97%) Land $150,000 Building $202,970
2025$2,993.00 (+3.78%)$164,020 (+3%) Land $42,290 Building $121,730$333,070 (-6.14%) Land $135,000 Building $198,070
2024$2,884.00 (-2.5%)$159,250 (+2.99%) Land $41,060 Building $118,190$354,870 (+0.27%) Land $137,000 Building $217,870
2023$2,958.00 (+8.95%)$154,620 (+3%) Land $39,860 Building $114,760$353,920 (+8.36%) Land $138,200 Building $215,720
2022$2,715.00$150,120 Land $38,700 Building $111,420$326,620 Land $117,500 Building $209,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER SYSTEM
serves 10,300 people · EPA ID OR4100399
Water SourceGroundwater
Last State InspectionMay 2022
Lead3 ppb (2021–2023)
action level 15 ppb
Copper1.45 mg/L (2021–2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Willamette Valley Fiber
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Alyrica
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Hunter Communications
Fixed Wireless
200 / 20
CenturyLink
DSL
140 / 20

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