1115 Rose Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 1115 Rose Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,518 sqft · built 1935
Lot Size	0.379 acres (16,509 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Oct 2025)
Tax Bill	$1,752 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-10-226-005`

Property Details

APN / Parcel Number

Primary APN	`17-10-226-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,518 sqft Total Area
Basement Area	696 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	16,509 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1115 ROSE AVE
City	BIG RAPIDS
State	MI
Zip	49307-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	001115 ROSE AVENUE: SEC 10, T15N, R10W -- COM 110 FT N OF THE INT OF THE W LI OF ROSE AVE & THE N LI OF FREMONT ST, TH W 165
Legal Range	10W
Legal Township	15N
Legal Section	10
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4007
Census Tract	960500

Owner

1115 Rose Ave is owned and occupied by two individuals who bought it in October 2025.

Source: Mecosta County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10480 17 MILE RD, RODNEY, MI 49342-9756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 2, 2025	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Deed Document Number	20256761
Deed Book / Page	937 / 18
Prior Transfer Date	Mar 25, 2016
Prior Transfer Doc	0000002659
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	1115 ROSE AVE, BIG RAPIDS, MI 49307-1043
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 ROSE AVE, BIG RAPIDS, MI 49307-1043

Mortgage

Document Number	00932/2684
Date	Dec 6, 2024
Book Page	932/2684
Instrument	202400007738

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2044

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Oct 2, 2025
Property Address	1115 ROSE AVE, BIG RAPIDS, MI 49307-1043
Document Number	0000937/18
Book / Page	937 / 18
Instrument Date	Sep 19, 2025
Instrument	202500006761
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	SUN TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1115 ROSE AVE, BIG RAPIDS, MI 49307-1043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10480 17 MILE RD, RODNEY, MI 49342-9756

Mortgage

Document Number	202500006762
Date	Oct 2, 2025
Instrument	202500006762

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1115 Rose Ave was $1,752 with a homeowner's exemption, up 3% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,400 (+1.5%)	$148,800 (+1.5%)
2025	$1,752.00 (+3%) Homeowner's exemption	$73,300	$146,600
2024	$1,701.00
2023		$59,400	$118,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1115 Rose Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1115 Rose Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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