1115 Pepper Ridge Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 1115 Pepper Ridge Dr, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	3,030 sqft · built 1978
Owner	Individual Name on Record
Last Sale	$229,900 (Jun 2021)
Tax Bill	$1,609 (2025)
Deeds & Mortgages	Feb 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`309-02-0B-002-S89`

Property Details

APN / Parcel Number

Primary APN	`309-02-0B-002-S89`
Alternative APN	`2145`

Interior

Stories	2 Stories
Building Area	3,030 sqft Gross Area
Gross Area	2,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Wood
Construction Type	Frame
Garage Type	Attached
Garage Area	440 sqft
Porch	Porch
Porch Area	132 sqft
Deck Area	216 sqft

Location & Zoning

Account Number	2145
Old Parcel Number	309-02-0B-002 S89
Street Address	1115 PEPPER RIDGE DR
City	LUGOFF
State	SC
Zip	29078-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	PEPPER RIDGE SUBDIV LOT 2
Legal Subdivision	PEPPER RIDGE SUBDIV
Legal Block	KB
Legal Lot Number	2
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2006
Census Tract	970905

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1115 PEPPER RIDGE DR, LUGOFF, SC 29078-9655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	0000454685
Record Updated	Jun 8, 2026

February 2017: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	KERSHAW SC
Recording Date	Feb 2, 2017
Property Address	1115 PEPPER RIDGE DR, LUGOFF, SC 29078-9655
Document Number	0000000893
Book / Page	003646 / 000271
Instrument Date	Jan 30, 2017
Instrument	893
Transaction Type	Construction Loan
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 PEPPER RIDGE DR LUGOFF SC 290789655, LUGOFF, SC 29078-9655

Mortgage

Document Number	0000000893
Date	Feb 2, 2017
Book Page	003646/000271
Instrument	893

Lender

Name	LARRY G & KAY F LOTT
Address	262 A RABON RD, LUGOFF, SC 29078-9768
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2018

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,609.00 (-0.49%)	$228,900 (-) Land $30,000 Building $198,900	$228,900 (-)
2023	$1,617.00	$228,900 Land $30,000 Building $198,900	$228,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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