1115 Oval Dr, Athens, TX 75751 Property Records

Henderson County property record for 1115 Oval Dr, Athens, TX 75751

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,309 sqft · built 1994
Lot Size	0.326 acres (14,201 sqft)
Owner	Individual Name on Record
Last Sale	$357,500 (Aug 2021)
Tax Bill	$5,622 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2321-0003-0040-01`

Property Details

APN / Parcel Number

Primary APN	`2321-0003-0040-01`
Alternative APNs	`R000032622` `240071`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,309 sqft Living Area
Gross Area	2,753 sqft
1st Floor Area	2,309 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	14,201 sqft (0.326 acres)
Lot Dimensions	130 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	18 sqft
Deck Area	480 sqft
Patio Area	480 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	240071
Street Address	1115 OVAL DR
City	ATHENS
State	TX
Zip	75751-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 AB 782 T PARMER SUR, CEDAR BEND ESTS UNIT #1, BLK 3 LT 4, D/27
Legal Subdivision	CEDAR BEND SEC I
Legal Block	3
Legal Lot Number	4
Jurisdiction	HENDERSON TX
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2007
Census Tract	951300

Owner

Source: Henderson County records, as of September 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1115 OVAL DR, ATHENS, TX 75751-3627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Vendor's Lien, Transfer · Conventional Mortgage TRUIST BANK
Dec 31, 2018	Deed of Trust, Mortgage · Line of Credit BUSINESS FIRST BANK
Aug 5, 2019	Vendor's Lien, Transfer · Commercial Mortgage SOUTHSIDE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	202116143
Prior Transfer Date	Aug 19, 2021
Prior Transfer Doc	0000016143
Record Updated	Sep 20, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Aug 23, 2021
Property Address	1115 OVAL DR, ATHENS, TX 75751-3627
Document Number	202100016143
Map Reference	CAB D SL 27
Instrument Date	Aug 19, 2021
Instrument	2021-00016143
Transaction Type	Transfer
Record Updated	Sep 9, 2021
Title Company	NOT AVAILABLE, ATTORNEYS TITLE COMPANY OF

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9366 BAY DR, 9366, RENO, NV 89506-4594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 OVAL DR, ATHENS, TX 75751-3627

Mortgage

Document Number	202100016144
Date	Aug 23, 2021
Instrument	2021-00016144

Lender

Name	TRUIST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	1115 OVAL DR, ATHENS, TX 75751-3627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EAST TX TITLE COMPANY, EAST TEXAS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800017867
Date	Dec 31, 2018
Instrument	2018-00017867

Lender

Name	BUSINESS FIRST BANK
Type	Bank
Address	BATON ROUGE, LA 70801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 14, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Aug 5, 2019
Property Address	1115 OVAL DR, ATHENS, TX 75751-3627
Document Number	201900010717
Map Reference	CAB D SL 27
Instrument Date	Jul 21, 2019
Instrument	2019-00010717
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	EAST TX TITLE COMPANY, EAST TEXAS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1115 OVAL DR, 1115, ATHENS, TX 75751-3627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 OVAL DR, ATHENS, TX 75751-3627

Mortgage

Document Number	201900010718
Date	Aug 5, 2019
Instrument	2019-00010718

Lender

Name	SOUTHSIDE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Athens City
County	Henderson County
Unified School District	Athens Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$359,591 (+21%)	$364,084 (+14.19%) Land $11,000 Building $353,084
2024	$5,622.00 (+10.5%)
2023	$5,088.00 (-10.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$297,183 Land $11,000 Building $307,848	$318,848 Land $11,000 Building $307,848
2022	$5,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATHENS serves 17,934 people · EPA ID TX1070005
Water Source	Purchased surface water from ATHENS MUNICIPAL WATER AUTHORITY
Last State Inspection	Jan 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Vyve Broadband.

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