1115 NW Cedar Ave, Cedaredge, CO 81413 Property Records

Delta County property record for 1115 NW Cedar Ave, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,673 sqft · built 1982
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Sep 2023)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Sep 2023 Sale & Reverse Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R002366`

Property Details

APN / Parcel Number

Primary APN	`R002366`
Alternative APN	`319319404001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,673 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,632 sqft (0.29 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R002366
Street Address	1115 NW CEDAR AVE
City	CEDAREDGE
State	CO
Zip	81413-3529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1115 NW CEDAR AVE CEDAREDGE 81413 S: 19 T: 13S R: 94W SUBDIVISION: CEDAR ROCK SUBDIVISION LOT: 27 TOTAL AC 0.29+- (N125.00, S125.00, E102.28, W103.29) LOT 27 CEDAR ROCK SUB.SEC 19 T13S R94W 6PM BK 459 PG 659 (R-392078) BK 506 PG 603 BK 678 PG 371 BK
Legal Subdivision	CEDAR ROCK SUBDIVISION
Legal Lot Number	27
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1012
Census Tract	965201

Owner

1115 NW Cedar Ave is owned and occupied by two individuals who bought it in September 2023.

Source: Delta County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1115 NW CEDAR AVE, CEDAREDGE, CO 81413-3529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Special Warranty Deed, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Nov 20, 2020	Warranty Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Nov 20, 2020 · Amount on File
Deed Document Number	2023748594
Record Updated	Oct 29, 2026

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Sep 1, 2023
Property Address	1115 NW CEDAR AVE, CEDAREDGE, CO 81413-3529
Document Number	0000748594
Instrument Date	Sep 1, 2023
Instrument	748594
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1115 NW CEDAR AVE, CEDAREDGE, CO 81413-3529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 NW CEDAR AVE, CEDAREDGE, CO 81413-3529

Mortgage

Document Number	0000748595
Date	Sep 1, 2023
Instrument	748595

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	793 Months
Due	Oct 30, 2089

Interest

Rate Type	Adjustable Rate
Rate	8.01%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.01%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1115 NW CEDAR AVE, CEDAREDGE, CO 81413-3529
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 NW CEDAR AVE, CEDAREDGE, CO 81413-3529

Mortgage

Document Number	0000742347
Date	Sep 26, 2022
Instrument	742347

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2042

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1115 NW CEDAR AVE, CEDAREDGE, CO 81413-3529
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	726722
Date	Mar 1, 2021
Instrument	726722

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2031

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Nov 20, 2020
Property Address	1115 NW CEDAR AVE, CEDAREDGE, CO 81413-3529
Document Number	0000723945
Instrument Date	Nov 18, 2020
Instrument	723945
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$23.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1298 KIMBLES WAY, 1298, GARDNERVILLE, NV 89410-5850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 NW CEDAR AVE, CEDAREDGE, CO 81413-3529

Tax Assessment & Valuation

The 2025 property tax bill for 1115 NW Cedar Ave was $1,486, up 47.9% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,486.00 (+47.86%)	$21,521 (+45.9%) Land $2,813 Building $18,708	$344,327 Land $45,000 Building $299,327
2024	$1,005.00 (+10.56%)	$14,751 (+6.21%) Land $2,144 Building $12,607
2023	$909.00 (+1.34%)	$13,888 (+3.62%) Land $2,118 Building $11,770	$220,175 (+14.18%) Land $32,005 Building $188,170
2022	$897.00	$13,403 Land $2,016 Building $11,387	$192,836 Land $29,000 Building $163,836

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1115 NW Cedar Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1115 NW Cedar Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CEDAREDGE serves 2,400 people · EPA ID CO0115171
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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