1115 Moselle Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 1115 Moselle Rd, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,931 sqft · built 1952
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,090 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`22-7-25.0-4-099-020.000`

Property Details

APN / Parcel Number

Primary APN	`22-7-25.0-4-099-020.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,931 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Street Address	1115 MOSELLE RD
City	SAINT CLAIR
State	MO
Zip	63077-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SE, N OF MOSELLE RD
Legal Range	01W
Legal Township	42
Legal Section	25
Legal Quarter	SE
Legal Subdivision	MITCHELLS ADD
Legal Block	99
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2019
Census Tract	800904

Owner

1115 Moselle Rd is owned and occupied by two individuals who acquired it in July 2018.

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1115 MOSELLE RD, SAINT CLAIR, MO 63077-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION
Jul 13, 2020	Deed of Trust, Mortgage UNITED BK/UNION
Jun 25, 2019	Trustee's Deed, Construction Loan · Line of Credit UNITED BK/UNION
Jul 3, 2018	Deed of Trust, Mortgage · VA Mortgage PLAZA HM MTG
Dec 28, 2017	Trustee's Deed, Construction Loan · Line of Credit FARMERS & MERCHANTS BK/ST CLAI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2018
Deed Sale	Jul 3, 2018
Deed Document Number	1809280
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1115 MOSELLE RD, SAINT CLAIR, MO 63077-1227
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002306211
Date	May 31, 2023
Instrument	2306211

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1115 MOSELLE RD, SAINT CLAIR, MO 63077-1227
Document Number	0000011768
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1115 MOSELLE RD ST CLAIR MO 630771227, ST CLAIR, MO 63077-1227

Mortgage

Document Number	0000011768
Date	Jul 24, 2020
Instrument	11768

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 25, 2019
Property Address	1115 MOSELLE RD, SAINT CLAIR, MO 63077-1227
Instrument Date	Jun 17, 2019
Instrument	7868
Transaction Type	Construction Loan
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1115 MOSELLE RD ST CLAIR MO 630771227, ST CLAIR, MO 63077-1227

Mortgage

Document Number	0000007868
Date	Jun 25, 2019
Instrument	7868

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 24, 2020

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1115 MOSELLE RD, SAINT CLAIR, MO 63077-1227
Document Number	0000009281
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1115 MOSELLE RD ST CLAIR MO 630771227, ST CLAIR, MO 63077-1227

Mortgage

Document Number	0000009281
Date	Jul 3, 2018
Instrument	9281

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	DENVER, CO 80231

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2048

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 28, 2017
Property Address	1115 MOSELLE RD, SAINT CLAIR, MO 63077-1227
Instrument Date	Dec 22, 2017
Instrument	19507
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018
Title Company	FRANKLIN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1115 MOSELLE RD ST CLAIR MO 630771227, ST CLAIR, MO 63077-1227

Mortgage

Document Number	0000019507
Date	Dec 28, 2017
Instrument	19507

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 27, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1115 Moselle Rd was $2,090.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00	$31,027	$163,300 Land $19,020 Building $144,280
2023	$1,828.00 (+6.65%)	$29,353	$154,490 Land $19,020 Building $135,470
2022	$1,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1115 Moselle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1115 Moselle Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: T-Mobile.

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