1115 Middle St, Wabash, IN 46992 Property Records

Wabash County property record for 1115 Middle St, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1998
Lot Size	0.455 acres (19,800 sqft)
Owner	Individual Name on File
Last Sale	$85,200 (Nov 2017)
Tax Bill	$892 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-14-63-202-092.000-009`

Property Details

APN / Parcel Number

Primary APN	`85-14-63-202-092.000-009`
Alternative APNs	`01093918619` `0120402100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	19,800 sqft (0.455 acres)
Lot Dimensions	110 ft deep x 180 ft wide
Shed	1 Shed
Shed Area	81 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01093918619
Street Address	1115 MIDDLE ST
City	WABASH
State	IN
Zip	46992-3449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTLEY LOTS 11, 12 & 19
Legal Subdivision	HARTLEY S ADDITION
Legal Lot Number	11-12
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	4
Census Block	4014
Census Tract	102800

Owner

1115 Middle St is owned and occupied by an individual who bought it in November 2017.

Source: Wabash County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1115 MIDDLE ST, WABASH, IN 46992-3449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST MERCHANTS BANK
Oct 1, 2019	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Mar 9, 2020	Intrafamily Transfer, Transfer
Nov 1, 2017	Affidavit of Death of Joint Tenant, Transfer · Commercial Mortgage FIRST MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on File
Deed Sale	Nov 1, 2017 · Amount on File
Deed Document Number	2017450405
Prior Transfer Date	Oct 7, 2017
Prior Transfer Doc	2017R450405
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	1115 MIDDLE ST, WABASH, IN 46992-3449
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R459247
Date	Oct 1, 2019
Instrument	2019R459247

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	WABASH, IN 46992

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 11, 2039

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	1115 MIDDLE ST, WABASH, IN 46992-3449
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R459251
Date	Oct 1, 2019
Instrument	2019R459251

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	WABASH, IN 46992

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WABASH IN
Recording Date	Mar 9, 2020
Property Address	1115 MIDDLE ST, WABASH, IN 46992-3449
Document Number	2020R461396
Map Reference	MB 3 PG 84
Instrument Date	Mar 4, 2020
Instrument	2020R461396
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1115 MIDDLE ST, WABASH, IN 46992-3449

November 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WABASH IN
Recording Date	Nov 1, 2017
Property Address	1115 MIDDLE ST, WABASH, IN 46992-3449
Document Number	2017R450405
Map Reference	MB 3 PG 84
Instrument Date	Oct 7, 2017
Instrument	2017R450405
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7011, MUNCIE, IN 47308-7011
Mail Care Of	FIRST MERCHANTS BANK

Mortgage

Document Number	2017R450406
Date	Nov 1, 2017
Instrument	2017R450406

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	WABASH, IN 46992

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Oct 27, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1115 Middle St was $892 with a homeowner's exemption, up 15.1% from the year before.

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$892.00 (+15.1%) Homeowner's exemption	$106,500 Land $20,500 Building $86,000	$106,500 Land $20,500 Building $86,000
2024	$775.00
2023		$91,000 (+10.57%) Land $20,500 Building $70,500	$91,000 (+10.57%) Land $20,500 Building $70,500
2022	$817.00	$82,300 Land $17,600 Building $64,700	$82,300 Land $17,600 Building $64,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1115 Middle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1115 Middle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Good Connections.

Nearby Properties on Middle St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures