1115 McAteer Rd, Monroe, NC 28112 Property Records

Union County property record for 1115 McAteer Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,813 sqft · built 1927
Lot Size	53.7 acres (2,340,479 sqft)
Owner	2 Trust Names on File
Last Sale	$493,500 (May 2020)
Tax Bill	$7,245 (2025)
Deeds & Mortgages	Jan 2026 Transfer Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-381-003`

Property Details

APN / Parcel Number

Primary APN	`09-381-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,813 sqft Living Area
1st Floor Area	1,813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	2,340,479 sqft (53.7 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	243 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1115 MCATEER RD
City	MONROE
State	NC
Zip	28112-6785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	53.73A OS/ROW OPCL832
Legal Subdivision	W J MCATEER HOME PLACE
Legal Tract	1
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1018
Census Tract	21005

Owner

1115 McAteer Rd is owner-occupied and held in a trust since November 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1115 MCATEER RD, MONROE, NC 28112-6785
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Intrafamily Transfer, Transfer
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF THE CAROLINAS
May 21, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on File
Deed Sale	May 21, 2020 · Amount on File
Deed Document Number	202017561
Deed Book / Page	7675 / 478
Last Transfer Date	Nov 4, 2025
Transfer Doc	0009281877
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jan 6, 2026
Property Address	1115 MCATEER RD, MONROE, NC 28112-6785
Document Number	0009281877
Book / Page	9281 / 877
Instrument Date	Nov 4, 2025
Instrument	347
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1115 MCATEER RD, MONROE, NC 28112-6785

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1115 MCATEER RD, MONROE, NC 28112-6785
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 MCATEER RD, MONROE, NC 28112-6785

Mortgage

Document Number	0008588366
Date	Oct 11, 2022
Book Page	8588/366
Instrument	35021

Lender

Name	AMERICAN BANK OF THE CAROLINAS
Type	Bank
Address	INDIAN TRAIL, NC 28079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	May 21, 2020
Property Address	1115 MCATEER RD, MONROE, NC 28112-6785
Document Number	7675478
Book / Page	007675 / 000478
Instrument Date	May 18, 2020
Instrument	17561
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$987.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3809 WAXHAW HWY MONROE NC 281126735, MONROE, NC 28112-6735

Tax Assessment & Valuation

The 2025 property tax bill for 1115 McAteer Rd was $7,245.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,241,800 (+49.02%) Land $812,700 Building $1,429,100	$2,241,800 (-) Land $812,700 Building $1,429,100
2025	$7,245.00	$1,504,400 Land $75,300 Building $1,429,100	$2,241,800 Land $812,700 Building $1,429,100
2023	$6,529.00	$1,324,000 Land $338,300 Building $985,700	$1,324,000 Land $338,300 Building $985,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1115 McAteer Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1115 McAteer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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