Highlands County property record for 1115 Kerry Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,369 sqft · built 1987 |
| Lot Size | 0.375 acres (16,350 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (May 2026) |
| Tax Bill | $2,660 (2024) |
| Deeds & Mortgages | Mar 2022 Line of Credit May 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C065901000300310 |
| Primary APN | C065901000300310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,369 sqft Living Area |
| Gross Area | 1,963 sqft |
| 1st Floor Area | 1,369 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 16,350 sqft (0.375 acres) |
| Lot Dimensions | 218 ft deep x 150 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 49 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 478 sqft |
| Deck Area | 410 sqft |
| Patio Area | 410 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1115 KERRY DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-6006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ERIN PARK PB 5-PG 77 W 1/2 OF LOT 30 + ALL LOTS 31 + 32 BLK 3 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 06 |
| Legal Subdivision | ERIN PARK |
| Legal Block | 3 |
| Legal Lot Number | 31 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 961304 |
Source: Highlands County records, as of May 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3390 SE FAIRMONT ST, STUART, FL 34997-5314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Dec 8, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Aug 22, 2018 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jun 4, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on Record |
| Deed Sale | May 1, 2026 · Amount on Record |
| Prior Sale | Nov 2, 2020 · Amount on Record |
| Deed Document Number | 20262311165 |
| Deed Book / Page | 3190 / 227 |
| Prior Transfer Date | Apr 26, 2000 |
| Prior Transfer Doc | 0001059660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1115 KERRY DR, SEBRING, FL 33870-6006 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1115 KERRY DR, SEBRING, FL 33870-6006 |
| Document Number | 0002084443 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 2893/311 |
| Instrument | 2084443 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 1, 2026 |
| Property Address | 1115 KERRY DR, SEBRING, FL 33870-6006 |
| Document Number | 0002311165 |
| Book / Page | 3190 / 227 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.2311165 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162,610.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002311166, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026.2311166 |
| Name | CHANGE LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 8, 2020 |
| Property Address | 1115 KERRY DR, SEBRING, FL 33870-6006 |
| Document Number | 0002010126 |
| Book / Page | 002788 / 001598 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 2010126 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 KERRY DR SEBRING FL 338706006, SEBRING, FL 33870-6006 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 2, 2020 |
| Property Address | 1115 KERRY DR, SEBRING, FL 33870-6006 |
| Document Number | 0002004871 |
| Book / Page | 2781 / 1088 |
| Map Reference | MB 5 PG 77 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2004871 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $588.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 KERRY DR, SEBRING, FL 33870-6006 |
| Document Number | 0027811091 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2781/1091 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1115 KERRY DR, SEBRING, FL 33870-6006 |
| Document Number | 0001909966 |
| Instrument Date | Aug 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1115 KERRY DR SEBRING FL 338706006, SEBRING, FL 33870-6006 |
| Document Number | 0001909966 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 002653/001542 |
| Instrument | 1909966 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 30, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 4, 2018 |
| Property Address | 1115 KERRY DR, SEBRING, FL 33870-6006 |
| Document Number | 0001898898 |
| Book / Page | 002639 / 000146 |
| Instrument Date | May 18, 2018 |
| Instrument | 1898898 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $966.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 KERRY DR SEBRING FL 338706006, SEBRING, FL 33870-6006 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $224,013 (+5.99%) | $280,310 (-5.39%) Land $90,000 Building $190,310 | |
| 2024 | $2,660.00 (+2.11%) | ||
| 2023 | $2,605.00 (-0.91%) Homeowner's exemption Widower's exemption | $211,359 (+3%) | $296,287 (+3%) Land $82,500 Building $213,787 |
| 2022 | $2,629.00 Homeowner's exemption Widower's exemption | $205,203 | $227,908 Land $51,750 Building $176,158 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEEANN LAKEFRONT ESTATES private · serves 130 people · EPA ID FL6284097 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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