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1115 Jersey Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1115 Jersey Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,106 sqft · built 1956
Lot Size0.215 acres (9,365 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Jun 2023)
Tax Bill$3,265 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jan 2019 Sale
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0194-0160

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0194-0160
Alternative APNs
  • 263001000101940160
  • 78209

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,106 sqft Living Area
Gross Area2,003 sqft
1st Floor Area1,106 sqft
FlooringTerrazzo
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,365 sqft (0.215 acres)
Lot Dimensions150 ft deep x 62.5 ft wide
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft

Exterior Amenities

PorchMetal Porch
Porch Area204 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1115 JERSEY AVE
CitySAINT CLOUD
StateFL
Zip34769-3620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 194 LOTS 16 & 17 & N 12.5 FT LOT 15 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block194
Legal Lot Number16
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2034
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0194-0160

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1115 JERSEY AVE, SAINT CLOUD, FL 34769-3620
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2023Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 18, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 08, 2023 · Amount on Record
Deed SaleJun 08, 2023 · Amount on Record
Deed Document Number202374300
Deed Book / Page6421 / 2526
Prior Transfer DateNov 30, 2018
Prior Transfer Doc0054650131
Record UpdatedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 08, 2023
Property Address1115 JERSEY AVE, SAINT CLOUD, FL 34769-3620
Document Number0064212526
Book / Page6421 / 2526
Map ReferenceMB B PG 33&34
Instrument DateJun 02, 2023
Instrument2023074300
Transaction TypeTransfer
Record UpdatedJun 19, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1159 E LAKE SHORE BLVD, KISSIMMEE, FL 34744-5414

Transferred To (Grantee/Buyer)

NameVerified Name
Address1115 JERSEY AVE, SAINT CLOUD, FL 34769-3620
InvestorPossibly a Property Investor

Mortgage

Document Number0064212528
DateJun 08, 2023
Instrument6421/2528
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 18, 2019
Property Address1115 JERSEY AVE, SAINT CLOUD, FL 34769-3620
Document Number0054650131
Book / Page005465 / 000131
Instrument DateNov 30, 2018
Instrument7708
Transaction TypeTransfer
Record UpdatedFeb 05, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1159 E LAKE SHORE BLVD KISSIMMEE FL 347445414, KISSIMMEE, FL 34744-5414

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,265.00 (-17.15%) Homeowner's exemption$225,300 (+9.21%) Land $55,000 Building $170,300$225,300 (+9.21%) Land $55,000 Building $170,300
2024$3,941.00 (+5.97%)
2023$3,719.00 (+660.53%)$206,300 (+183.94%) Land $50,000 Building $156,300$206,300 (+12.79%) Land $50,000 Building $156,300
2022$489.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$72,655$182,900 Land $45,000 Building $137,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970434002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 439 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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