Grainger County property record for 1115 Gray Rd, Rutledge, TN 37861
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,508 sqft · built 1998 |
| Lot Size | 17 acres (740,520 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,093 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029076 04301 |
| Primary APN | 029076 04301 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,508 sqft Living Area |
| 1st Floor Area | 1,932 sqft |
| Upper Floors Area | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 740,520 sqft (17 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | 468 sqft |
|---|---|
| Patio Area | 822 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Pole Barn | 1,400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 1115 GRAY RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-4538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: G01 |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 500302 |
Source: Grainger County records, as of January 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1115 GRAY RD, RUTLEDGE, TN 37861-4538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2014 |
| Deed Sale | Jun 30, 2014 |
| Deed Document Number | 0003431681 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAINGER TN |
| Property Address | 1115 GRAY RD, RUTLEDGE, TN 37861-4538 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1115 GRAY RD, RUTLEDGE, TN 37861-4538 |
| Document Number | 0000001736 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 415/1933 |
| Instrument | 23001736 |
| Name | ORNL FCU |
|---|---|
| Type | Credit Union |
| Address | OAK RIDGE, TN 37831 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.77% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6.77% |
| Index | 1-Year T-Bill |
| Max Rate | 10.7% |
Source: Grainger County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,093.00 Additional exemption filed | $46,525 (-) Land $6,925 Building $39,600 | |
| 2024 | $1,093.00 Additional exemption filed | $46,525 (-) Land $6,925 Building $39,600 | |
| 2023 | $1,093.00 (+2.34%) Additional exemption filed | $46,525 (-) Land $6,925 Building $39,600 | |
| 2022 | $1,068.00 | $46,525 Land $6,925 Building $39,600 | |
| 2021 | $240,600 Land $82,200 Building $158,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 75% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Trilight Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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