Buchanan County property record for 1115 Frederick Ave, Saint Joseph, MO 64501
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,664 sqft · built 1910 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $954 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Mar 2019 Mortgage |
| APN | 06-3.0-08-004-001-095.000 |
| Primary APN | 06-3.0-08-004-001-095.000 |
|---|
| Building Area | 1,664 sqft Base Area |
|---|---|
| 1st Floor Area | 1,664 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 871 sqft (0.02 acres) |
| Lot Dimensions | 60 ft deep x 15.5 ft wide |
| Street Address | 1115 FREDERICK AVE |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CITY |
| Legal Description | SUB:TAYLOR'S SUB-DIVISION LOT:9 BLK:LGL DESC:EX E 4.5' |
| Legal Subdivision | TAYLORS SUB-DIVISION |
| Legal Lot Number | 9 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 1100 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 729, SAINT JOSEPH, MO 64502-0729 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 4, 2019 | Deed of Trust, Mortgage · Seller Carry-Back JASON HORN |
| Mar 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HNB NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1115 FREDERICK AVE, SAINT JOSEPH, MO 64501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3728/199 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 3728/199 |
| Instrument | 2019001519 |
| Name | JASON HORN |
|---|---|
| Type | Seller |
| Address | 3803 CHURCHILL CT, SAINT JOSEPH, MO 64506 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 1, 2022 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 1115 FREDERICK AVE, SAINT JOSEPH, MO 64501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3728/165 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 3728/165 |
| Instrument | 2019001513 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 4, 2029 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $954.00 (+0.1%) | $11,700 (-) Land $3,200 Building $8,500 | $36,570 (-) Land $10,000 Building $26,570 |
| 2024 | $953.00 (+7.93%) | ||
| 2023 | $883.00 (-0.56%) | $11,700 (-) Land $3,200 Building $8,500 | $36,570 (-) Land $10,000 Building $26,570 |
| 2022 | $888.00 | $11,700 Land $3,200 Building $8,500 | |
| 2021 | $36,570 Land $10,000 Building $26,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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