1115 Elker Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 1115 Elker Rd, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1957
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Jun 2014)
Tax Bill$12,221 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19-04301-0000-00021

Property Details

APN / Parcel Number

Primary APN19-04301-0000-00021
Alternative APN
  • 190430100021

Interior

Stories1 Story

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address1115 ELKER RD
CityUNION
StateNJ
Zip07083-5006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionELKER PARK
Legal Block4301
Legal Lot Number21
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group2
Census Block2014
Census Tract32701

Owner

1115 Elker Rd is owned and occupied by an individual who bought it in June 2014.

Source: Union County and Union Township records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address1115 ELKER RD, UNION, NJ 07083-5006
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2014 · Amount on File
Deed SaleJun 11, 2014 · Amount on File
Prior SaleNov 22, 2004 · Amount on File
Deed Document Number2014452
Deed Book / Page6007 / 199
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1115 ELKER RD, UNION, NJ 07083-5006
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyCOMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148562863
DateJan 11, 2021
Book Page14856/2863
Instrument826
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term253 Months
DueFeb 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 1115 Elker Rd was $12,221, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,400 (-) Land $20,000 Building $32,400$52,400 (-) Land $20,000 Building $32,400
2025$12,221.00 (+4.35%)$52,400 Land $20,000 Building $32,400$52,400 Land $20,000 Building $32,400
2024$11,712.00
2023$52,400 Land $20,000 Building $32,400$52,400 Land $20,000 Building $32,400
2022$10,959.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1115 Elker Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1115 Elker Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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