Escambia County property record for 1115 E Scott St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,602 sqft · built 1953 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jan 2022) |
| Tax Bill | $5,605 (2024) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage May 2020 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-004-291 |
| Primary APN | 00-0S-00-9025-004-291 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,602 sqft Adjusted Area |
| 1st Floor Area | 1,618 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Wood |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Width | 60 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 142493000 |
|---|---|
| Old Parcel Number | 142493000 |
| Street Address | 1115 E SCOTT ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-4671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | E1/2 OF LT 4 ALL LT 5 BLK 291 NEW CITY TRACT OR 8706 P 1257 CA 52 |
| Legal Township | 01N |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 291 |
| Legal Lot Number | 4 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 802 |
1115 E Scott St is owned and occupied by an individual who bought it in January 2022.
Source: Escambia County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1115 E SCOTT ST, PENSACOLA, FL 32503-4671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 11, 2020 | Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP |
| Jul 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Jul 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on File |
| Deed Sale | Jan 24, 2022 · Amount on File |
| Prior Sale | May 11, 2020 · Amount on File |
| Deed Document Number | 2022006711 |
| Deed Book / Page | 8706 / 1257 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jan 24, 2022 |
| Property Address | 1115 E SCOTT ST, PENSACOLA, FL 32503-4671 |
| Document Number | 0087061257 |
| Book / Page | 8706 / 1257 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 2022006711 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | NOT AVAILABLE, TRADEWINDS TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3311 GULF BREEZE PKWY # 351, 3311, GULF BREEZE, FL 32563-3351 |
| Name | Verified Name |
|---|---|
| Address | 1115 E SCOTT ST, PENSACOLA, FL 32503-4671 |
| Document Number | 0087061259 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 8706/1259 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | May 11, 2020 |
| Property Address | 1115 E SCOTT ST, PENSACOLA, FL 32503-4671 |
| Document Number | 0082931676 |
| Book / Page | 8293 / 1676 |
| Instrument Date | May 8, 2020 |
| Instrument | 2020037792 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 27, 2021 |
| Title Company | HARPER TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $84.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1221 TUNIS ST, 1221, PENSACOLA, FL 32503-4059 |
| Name | Verified Name |
|---|---|
| Address | 3311 GULF BREEZE PKWY # 351, 351, GULF BREEZE, FL 32563-3351 |
| Document Number | 0082931683 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 8293/1683 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1115 E SCOTT ST, PENSACOLA, FL 32503-4671 |
| Document Number | 0077460962 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1115 E SCOTT ST PENSACOLA FL 325034671, PENSACOLA, FL 32503-4671 |
| Document Number | 0077460962 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 007746/000962 |
| Instrument | 54885 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 768 Months |
| Due | Jul 17, 2081 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1115 E SCOTT ST, PENSACOLA, FL 32503-4671 |
| Document Number | 0077460978 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1115 E SCOTT ST PENSACOLA FL 325034671, PENSACOLA, FL 32503-4671 |
| Document Number | 0077460978 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 007746/000978 |
| Instrument | 54886 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 768 Months |
| Due | Jul 17, 2081 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
Source: Escambia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $346,103 | $346,103 Land $136,125 Building $209,978 | |
| 2024 | $5,605.00 (+10.05%) | ||
| 2023 | $5,093.00 (+6.04%) | $297,181 (+6.96%) | $297,181 (+6.96%) Land $99,000 Building $198,181 |
| 2022 | $4,803.00 | $277,845 | $277,845 Land $99,000 Building $178,845 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1115 E Scott St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1115 E Scott St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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