1115 E Fox St, South Bend, IN 46613 Property Records

St. Joseph County property record for 1115 E Fox St, South Bend, IN 46613

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,464 sqft · built 1917
Lot Size	0.095 acres (4,160 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Apr 2023)
Tax Bill	$1,484 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-09-18-355-022.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-09-18-355-022.000-026`
Alternative APN	`01870632327`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,464 sqft Living Area
Basement Area	732 sqft

Exterior

Year Built	Built 1917
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	4,160 sqft (0.095 acres)
Lot Dimensions	104 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01870632327
Street Address	1115 E FOX ST
City	SOUTH BEND
State	IN
Zip	46613-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 267 SOUTH EAST 3RD
Legal Subdivision	SOUTH EAST ADD
Legal Lot Number	267
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3033
Census Tract	3100

Owner

1115 E Fox St is owned and occupied by an individual who bought it in April 2023.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1115 E FOX ST, SOUTH BEND, IN 46613-3111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
May 10, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Prior Sale	May 10, 2022 · Amount on File
Deed Document Number	0002308321
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 21, 2023
Property Address	1115 E FOX ST, SOUTH BEND, IN 46613-3111
Document Number	0002308321
Instrument Date	Apr 19, 2023
Instrument	2308321
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1115 E FOX ST, SOUTH BEND, IN 46613-3111

Mortgage

Document Number	0002308322
Date	Apr 21, 2023
Instrument	2308322

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 10, 2022
Property Address	1115 E FOX ST, SOUTH BEND, IN 46613-3111
Document Number	0002213638
Instrument Date	May 6, 2022
Instrument	2213638
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 PARK AVE S # 73833, 73833, NEW YORK, NY 10003-1502
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,900 Land $6,200 Building $165,700	$171,900 Land $6,200 Building $165,700
2024	$1,484.00 (+13.89%)
2023	$1,303.00 (-51.03%)	$111,400 (-) Land $6,200 Building $105,200	$111,400 (-) Land $6,200 Building $105,200
2022	$2,661.00	$111,400 Land $6,200 Building $105,200	$111,400 Land $6,200 Building $105,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1115 E Fox St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1115 E Fox St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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