1115 E 4th St, Duluth, MN 55805 Property Records

St. Louis County property record for 1115 E 4th St, Duluth, MN 55805

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2 ba · 1,386 sqft · built 1904
Lot Size	0.086 acres (3,757 sqft)
Owner	Company Name on Record
Last Sale	$77,000 (Jan 2016)
Tax Bill	$3,268 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`010-3830-15300`

Property Details

APN / Parcel Number

Primary APN	`010-3830-15300`
Alternative APNs	`1141024` `904120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,386 sqft Gross Area
1st Floor Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Duplex Single
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	3,757 sqft (0.086 acres)
Garage Area	260 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	72 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1141024
Street Address	1115 E 4TH ST
City	DULUTH
State	MN
Zip	55805-2220
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	INC VAC 20FT E 4TH ST SERIAL #
Legal Subdivision	PORTLAND DIV OF DULUTH
Legal Block	97
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1013
Census Tract	1300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	303 RIDGEWOOD RD, DULUTH, MN 55804-1852
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage SUPERIOR CHOICE CU
Sep 11, 2020	Loan Modification, Mortgage FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2016 · Amount on Record
Deed Sale	Jan 13, 2016 · Amount on Record
Prior Sale	Jan 8, 2004 · Amount on Record
Deed Document Number	20161277636
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1115 E 4TH ST, DULUTH, MN 55805-2220
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 RIDGEWOOD RD, DULUTH, MN 55804-1852

Mortgage

Document Number	0001482473
Date	Jan 31, 2024
Instrument	1482473

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 26, 2039

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	1115 E 4TH ST, DULUTH, MN 55805-2220
Document Number	00A1391268
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1115 E 4TH ST DULUTH MN 558052220, DULUTH, MN 55805-2220

Mortgage

Document Number	00A1391268
Date	Sep 24, 2020
Instrument	A1391268

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	CLOQUET, MN 55720

Agreement

Term	120 Months
Due	Sep 23, 2030

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,268.00 (-11.24%)
2025	$3,682.00 (+11.24%)	$185,700 (-15.09%) Land $12,500 Building $173,200	$185,700 (-15.09%) Land $12,500 Building $173,200
2024	$3,310.00	$218,700 (+21.23%) Land $13,400 Building $205,300	$218,700 (+21.23%) Land $13,400 Building $205,300
2022		$180,400 Land $15,000 Building $165,400	$180,400 Land $15,000 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,009 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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