1115 E 34th St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1115 E 34th St, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,355 sqft · built 1930
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Sep 2024)
Tax Bill	$6,730 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083-165-13`

Property Details

APN / Parcel Number

Primary APN	`083-165-13`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,355 sqft Living Area
1st Floor Area	2,355 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1960
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.28 acres)
Porch	Porch
Porch Area	84 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1115 E 34TH ST
City	CHARLOTTE
State	NC
Zip	28205-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	L7 B22 M230-14
Legal Subdivision	HUBBELS
Legal Block	22
Legal Lot Number	7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2022
Census Tract	1400

Owner

Source: Mecklenburg County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1115 E 34TH ST, CHARLOTTE, NC 28205-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 12, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 10, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Mar 8, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Prior Sale	Jan 12, 2016 · Amount on Record
Deed Document Number	202486087
Deed Book / Page	39063 / 127
Prior Transfer Date	Mar 7, 2023
Prior Transfer Doc	0000020347
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1115 E 34TH ST, CHARLOTTE, NC 28205-1606
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 E 34TH ST, CHARLOTTE, NC 28205-1606

Mortgage

Document Number	0000032825
Date	Apr 12, 2023
Book Page	38051/630
Instrument	2023032825

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1115 E 34TH ST, CHARLOTTE, NC 28205-1606
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065786
Date	Jul 12, 2023
Book Page	38244/692
Instrument	2023065786

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 10, 2024
Property Address	1115 E 34TH ST, CHARLOTTE, NC 28205-1606
Document Number	0000086087
Book / Page	39063 / 127
Map Reference	MB 230 PG 14
Instrument Date	Sep 10, 2024
Instrument	2024086087
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3117 WAXHAW MARVIN RD, WAXHAW, NC 28173-8827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 E 34TH ST, CHARLOTTE, NC 28205-1606
Investor	Possibly a Property Investor

Mortgage

Document Number	0000086088
Date	Sep 10, 2024
Instrument	2024086088

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Mortgage

Document Number	0000086089
Date	Sep 10, 2024
Book Page	39063/142
Instrument	2024086089

Lender

Name	TOWER FEDERAL CREDIT UNION
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 8, 2023
Property Address	1115 E 34TH ST, CHARLOTTE, NC 28205-1606
Document Number	0000020347
Book / Page	37978 / 165
Map Reference	MB 230 PG 14
Instrument Date	Mar 7, 2023
Instrument	2023020347
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7450 STRADER RD, SUMMERFIELD, NC 27358-9258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 E 34TH ST, CHARLOTTE, NC 28205-1606

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,730.00	$832,200 Land $357,500 Building $474,700	$832,200 Land $357,500 Building $474,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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