Polk County property record for 1115 E 13th St, Des Moines, IA 50316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 955 sqft · built 1916 |
| Lot Size | 0.098 acres (4,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $127,500 (Jun 2020) |
| Tax Bill | $2,484 (2024) |
| Deeds & Mortgages | Sep 2017 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-03-204-004 |
| Primary APN | 7824-03-204-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 955 sqft Living Area |
| Gross Area | 1,527 sqft |
| 1st Floor Area | 572 sqft |
| Upper Floors Area | 383 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,280 sqft (0.098 acres) |
| Lot Dimensions | 107 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 1115 E 13TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50316-3431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 40 F LOTS 11 & 12 BLK 31 STEWARTS ADDITION |
| Legal Range | 24W |
| Legal Township | 78N |
| Legal Section | 2 |
| Legal Subdivision | STEWARTS ADD |
| Legal Block | 31 |
| Legal Lot Number | 11,12 12 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4800 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 1115 E 13TH ST, DES MOINES, IA 50316-3431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Jun 18, 2020 | Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on Record |
| Deed Sale | Jun 18, 2020 · Amount on Record |
| Prior Sale | May 2, 2006 · Amount on Record |
| Deed Document Number | 2019-00109986 |
| Deed Book / Page | 17897 / 946 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1115 E 13TH ST, DES MOINES, IA 50316-3431 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019727 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 16633/0524 |
| Instrument | 2017-00019727 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1115 E 13TH ST, DES MOINES, IA 50316-3431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012651 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 18345/566 |
| Instrument | 2021-00012651 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 18, 2020 |
| Property Address | 1115 E 13TH ST, DES MOINES, IA 50316-3431 |
| Document Number | 201900109986 |
| Book / Page | 17897 / 946 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 2019-00109986 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $203.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1115 E 13TH ST, DES MOINES, IA 50316-3431 |
| Document Number | 201900109988 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 2019-00109988 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $181,200 (+14.32%) Land $12,400 Building $168,800 | $181,200 (+14.32%) Land $12,400 Building $168,800 | |
| 2024 | $2,484.00 (+39.55%) | ||
| 2023 | $158,500 Land $10,600 Building $147,900 | $158,500 Land $10,600 Building $147,900 | |
| 2020 | $1,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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