1115 Collins St, Henderson, TX 75654 Property Records

Rusk County property record for 1115 Collins St, Henderson, TX 75654

Property Summary

Property Type	Single Family Home
Details	2,133 sqft · built 1948
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,422 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02490-00050-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`02490-00050-00000-000000`
Alternative APN	`27014`

Interior

Stories	1 Story
Building Area	2,133 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Area	252 sqft

Location & Zoning

Account Number	02490-00050-00000-000000
Street Address	1115 COLLINS ST
City	HENDERSON
State	TX
Zip	75654-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W/2 LTS 3-4 BLK 8/87 MONTG 2 LOAN 8188935
Legal Subdivision	MONTGOMERY SUBDIVISION NUMBER
Legal Block	8/87
Legal Lot Number	3,4
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	4
Census Block	4041
Census Tract	950800

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2274, HENDERSON, TX 75653-2274
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	1115 COLLINS ST, HENDERSON, TX 75654-4010
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2274, HENDERSON, TX 75653-2274

Mortgage

Document Number	3794/636
Date	Aug 18, 2021
Book Page	3794/636
Instrument	222957

Lender

Name	EASTMAN CU
Type	Credit Union
Address	LONGVIEW, TX 75605

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,422.00	$127,420 (-) Land $25,000 Building $102,420	$127,420 (-) Land $25,000 Building $102,420
2025	$2,422.00 (-23.81%)	$127,420 (+18.4%) Land $25,000 Building $102,420	$127,420 (+18.4%) Land $25,000 Building $102,420
2023		$107,620 Land $6,500 Building $101,120	$107,620 Land $6,500 Building $101,120
2022	$3,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	18 (1983–2007)
Most Recent Claim	Jul 2007 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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