1115 Cloverleaf Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 1115 Cloverleaf Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,053 sqft · built 1970
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Jun 2021)
Tax Bill	$13,088 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`514-181-15-00`

Property Details

APN / Parcel Number

Primary APN	`514-181-15-00`
Alternative APN	`5141803900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,053 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	5141803900
Street Address	1115 CLOVERLEAF DR
City	EL CAJON
State	CA
Zip	92019-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	LOT 15 TR 006231
Legal Subdivision	VISTA MEADOWS
Legal Tract	006231
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	15405

Owner

Source: San Diego County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1115 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jun 30, 2021	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 26, 2019	Deed of Trust, Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Prior Sale	Sep 11, 2012 · Amount on Record
Deed Document Number	2021472658
Prior Transfer Date	Jul 20, 2006
Prior Transfer Doc	0000531365
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2026
Property Address	1115 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Document Number	0000232326
Instrument Date	Aug 5, 2026
Instrument	2026232326
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1115 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Mortgage

Document Number	0000232326,
Date	Aug 10, 2026
Instrument	2026232326

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1115 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Mortgage

Document Number	0000357277
Date	Dec 18, 2025
Instrument	2025-0357277

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	DALY CITY, CA 94014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1115 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Mortgage

Document Number	0000349551
Date	Dec 11, 2025
Instrument	2025-0349551

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 10, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1115 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000146736
Date	Apr 13, 2018
Instrument	2018-0146736

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1115 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Mortgage

Document Number	0000678864
Date	Nov 2, 2020
Instrument	2020-0678864

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2021
Property Address	1115 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Document Number	0000472658
Map Reference	MAP 6231
Instrument Date	Jun 14, 2021
Instrument	2021-0472658
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1115 CLOVERLEAF DR, EL CAJON, CA 92019-3439

Mortgage

Document Number	0000472659
Date	Jun 30, 2021
Instrument	2021-0472659

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1115 CLOVERLEAF DR, EL CAJON, CA 92019-3439
Document Number	0000380463
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1115 CLOVERLEAF DR EL CAJON CA 920193439, EL CAJON, CA 92019-3439

Mortgage

Document Number	0000380463
Date	Sep 4, 2019
Instrument	380463

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,021,271 (+2%) Land $524,437 Building $496,834
2025	$13,088.00 (-0.43%)	$1,001,247 (+4.04%) Land $514,154 Building $487,093
2024	$13,144.00 (+1.92%)
2023	$12,896.00 (+0.19%)	$962,370 Land $494,190 Building $468,180
2022	$12,871.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2001–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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