1115 Cimarron Trl, Isanti, MN 55040 Property Records

Isanti County property record for 1115 Cimarron Trl, Isanti, MN 55040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,286 sqft · built 2006
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Trust Names on File
Last Sale	$132,000 (Jul 2015)
Tax Bill	$3,530 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16.101.0140`

Property Details

APN / Parcel Number

Primary APN	`16.101.0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,286 sqft Heated Area
1st Floor Area	1,205 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	140 ft deep x 89 ft wide
Garage Area	640 sqft
Driveway	Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1115 CIMARRON TRL
City	ISANTI
State	MN
Zip	55040-4560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME ISANTI TRAILS LOT 006 BLOCK 002 SUBDIVISIONCD 05108
Legal Range	023
Legal Township	035
Legal Section	31
Legal Subdivision	ISANTI TRAILS
Legal Block	2
Legal Lot Number	6
Jurisdiction	ISANTI MN
Township / Civil Division	ISANTI
Census Block Group	2
Census Block	2036
Census Tract	130502

Owner

1115 Cimarron Trl is owner-occupied and held in a trust since March 2026.

Source: Isanti County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1115 CIMARRON TRL, ISANTI, MN 55040-4560
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
May 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2015 · Amount on File
Deed Sale	Jul 24, 2015 · Amount on File
Prior Sale	Nov 13, 2013 · Amount on File
Deed Document Number	2015400130
Last Transfer Date	Mar 31, 2026
Transfer Doc	000A545065
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISANTI MN
Recording Date	Oct 2, 2026
Property Address	1115 CIMARRON TRL, ISANTI, MN 55040-4560
Document Number	0000548273
Instrument Date	Sep 22, 2026
Instrument	2026548273
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	1115 CIMARRON TRL, ISANTI, MN 55040-4560

Mortgage

Document Number	0000548273,
Date	Oct 2, 2026
Instrument	2026548273

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISANTI MN
Recording Date	May 20, 2026
Property Address	1115 CIMARRON TRL, ISANTI, MN 55040-4560
Document Number	0000545065
Instrument Date	Mar 31, 2026
Instrument	2026545065
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1115 CIMARRON TRL, ISANTI, MN 55040-4560

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISANTI MN
Recording Date	May 20, 2026
Property Address	1115 CIMARRON TRL, ISANTI, MN 55040-4560
Document Number	000A545065
Instrument Date	Mar 31, 2026
Instrument	2026545065
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1115 CIMARRON TRL, ISANTI, MN 55040-4560

Tax Assessment & Valuation

The 2026 property tax bill for 1115 Cimarron Trl was $3,530 with a homeowner's exemption.

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
Municipality	Isanti City
Unified School District	Cambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,530.00 Homeowner's exemption	$321,800 (+4.79%) Land $50,000 Building $271,800	$321,800 (+4.79%) Land $50,000 Building $271,800
2025		$307,100 Land $50,000 Building $257,100	$307,100 Land $50,000 Building $257,100
2023	$3,762.00 (+3.64%) Homeowner's exemption	$290,000 Land $30,000 Building $260,000	$290,000 Land $30,000 Building $260,000
2022	$3,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1115 Cimarron Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1115 Cimarron Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Isanti serves 7,386 people · EPA ID MN1300005
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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