11148 Apache Trl, Saint Louis, MO 63146 Property Records

St. Louis County property record for 11148 Apache Trl, Saint Louis, MO 63146

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,881 sqft · built 1965
Lot Size	0.23 acres (10,006 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Feb 2015)
Tax Bill	$3,832 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16N-32-0551`

Property Details

APN / Parcel Number

Primary APN	`16N-32-0551`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,881 sqft Living Area
Gross Area	2,301 sqft
1st Floor Area	895 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,006 sqft (0.23 acres)
Lot Dimensions	82 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	266 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11148 APACHE TRL
City	SAINT LOUIS
State	MO
Zip	63146-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	OUTPOST ESTATES LOT 37
Legal Subdivision	OUTPOST ESTATES
Legal Lot Number	37
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	1
Census Block	1009
Census Tract	215005

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11148 APACHE TRL, SAINT LOUIS, MO 63146-5628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 25, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2015 · Amount on Record
Deed Sale	Feb 11, 2015 · Amount on Record
Prior Sale	Jul 15, 2014 · Amount on Record
Deed Document Number	2015668
Deed Book / Page	21376 / 2454
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	11148 APACHE TRL, SAINT LOUIS, MO 63146-5628
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11148 APACHE TRL, SAINT LOUIS, MO 63146-5628

Mortgage

Document Number	0252241073
Date	Nov 16, 2021
Book Page	25224/1073
Instrument	2021111600028

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	11148 APACHE TRL, SAINT LOUIS, MO 63146-5628
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11148 APACHE TRL, SAINT LOUIS, MO 63146-5628

Mortgage

Document Number	0250005489
Date	Jul 20, 2021
Book Page	25000/5489
Instrument	2021072000872

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	11148 APACHE TRL, SAINT LOUIS, MO 63146-5628
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02372400709
Date	Oct 2, 2019
Book Page	23724/00709
Instrument	2019100200102

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	11148 APACHE TRL, SAINT LOUIS, MO 63146-5628
Document Number	0237240709
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11148 APACHE TRL ST LOUIS MO 631465628, ST LOUIS, MO 63146-5628

Mortgage

Document Number	0237240709
Date	Oct 2, 2019
Book Page	023724/000709
Instrument	102

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,770 (-) Land $13,950 Building $44,820	$309,300 (-) Land $73,400 Building $235,900
2025	$3,832.00 (-0.55%)	$58,770 (+6.89%) Land $13,950 Building $44,820	$309,300 (+6.88%) Land $73,400 Building $235,900
2024	$3,853.00 (-0.36%)
2023	$3,867.00 (+21.41%)	$54,980 (+32.42%) Land $6,950 Building $48,030	$289,400 (+32.45%) Land $36,600 Building $252,800
2022	$3,185.00	$41,520 Land $10,450 Building $31,070
2021			$218,500 Land $55,000 Building $163,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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