11147 Horseshoe Bend, Hernando, MS 38632 Property Records

DeSoto County property record for 11147 Horseshoe Bend, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,125 sqft · built 1996
Lot Size	0.704 acres (30,681 sqft)
Owner	Individual Name on Record
Last Sale	$292,552 (Oct 2025)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-09-3-07-04-0-00286-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-3-07-04-0-00286-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,125 sqft Adjusted Area
1st Floor Area	1,346 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	30,681 sqft (0.704 acres)
Lot Dimensions	200 ft deep x 90 ft wide

Location & Zoning

Street Address	11147 HORSESHOE BND
City	HERNANDO
State	MS
Zip	38632-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	CHICKASAW BLUFF LAKES S-D SEC LOT 286
Legal Range	009
Legal Township	03S
Legal Section	07
Legal Subdivision	CHICKASAW BLUFF LAKES S-D
Legal Lot Number	286
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1024
Census Tract	71200

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11147 HORSESHOE BND, HERNANDO, MS 38632-4407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Oct 3, 2025	Warranty Deed, Transfer UNKNOWN, GUARDIAN TITLE LLC
Aug 6, 2019	Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BANK NA
Oct 27, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Deed Book / Page	1025 / 18832
Prior Transfer Date	Oct 27, 2020
Prior Transfer Doc	000936/750
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	11147 HORSESHOE BND, HERNANDO, MS 38632-4407
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2750 MEADOWBROOK DR, HORN LAKE, MS 38637-2247

Mortgage

Document Number	05662/1638
Date	Oct 3, 2025
Book Page	5662/1638

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 3, 2025
Property Address	11147 HORSESHOE BND, HERNANDO, MS 38632-4407
Document Number	1025/18832
Book / Page	1025 / 18832
Map Reference	MB 6 PG 29-34
Instrument Date	Sep 24, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4630 BILLY MAHER RD, BARTLETT, TN 38135-1120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11147 HORSESHOE BND, HERNANDO, MS 38632-4407

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	11147 HORSESHOE BND, HERNANDO, MS 38632-4407
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004774/784
Date	Aug 6, 2019
Book Page	4774/784

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Oct 27, 2020
Property Address	11147 HORSESHOE BND, HERNANDO, MS 38632-4407
Document Number	000936/750
Book / Page	936 / 750
Map Reference	MB 6 PG 29-34
Instrument Date	Oct 27, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11147 HORSESHOE BND, HERNANDO, MS 38632-4407

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,139.00 (+15.75%)	$13,653 (+40.05%) Land $1,000 Building $12,653	$136,531 (+40.05%) Land $10,000 Building $126,531
2024	$984.00	$9,749 (-) Land $1,000 Building $8,749	$97,490 (-) Land $10,000 Building $87,490
2023	$984.00	$9,749	$97,490 Land $10,000 Building $87,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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